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Upturn AI SWOT - About
Cango Inc (CANG)
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Upturn Advisory Summary
04/01/2025: CANG (4-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Above Average Performance
These Stocks/ETFs, based on Upturn Advisory, frequently surpass the market, reflecting reliable and trustworthy advice.
AI Based Fundamental Rating
Above Average Performance
These Stocks/ETFs, based on Upturn Advisory, frequently surpass the market, reflecting reliable and trustworthy advice.
Analysis of Past Performance
Type Stock | Historic Profit 228.66% | Avg. Invested days 41 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  4.0 | Stock Returns Performance  5.0 |
| Profits based on simulation | Last Close 04/01/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 410.15M USD | Price to earnings Ratio 10.53 | 1Y Target Price 3.05 |
Price to earnings Ratio 10.53 | 1Y Target Price 3.05 | ||
Volume (30-day avg) 375693 | Beta 0.64 | 52 Weeks Range 1.32 - 9.66 | Updated Date 03/31/2025 |
52 Weeks Range 1.32 - 9.66 | Updated Date 03/31/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) 0.36 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Revenue by Geography
Earnings Date
Report Date 2025-03-07 | When - | Estimate - | Actual 0.0667 |
Profitability
Profit Margin 37.27% | Operating Margin (TTM) 7.82% |
Management Effectiveness
Return on Assets (TTM) 2.08% | Return on Equity (TTM) 7.59% |
Valuation
Trailing PE 10.53 | Forward PE - | Enterprise Value 75888576 | Price to Sales(TTM) 0.5 |
Enterprise Value 75888576 | Price to Sales(TTM) 0.5 | ||
Enterprise Value to Revenue 0.69 | Enterprise Value to EBITDA 1.39 | Shares Outstanding 67298800 | Shares Floating 81505944 |
Shares Outstanding 67298800 | Shares Floating 81505944 | ||
Percent Insiders 17.76 | Percent Institutions 45.23 |
Analyst Ratings
Rating - | Target Price 3.02 | Buy - | Strong Buy - |
Buy - | Strong Buy - | ||
Hold - | Sell - | Strong Sell - | |
Strong Sell - |
Upturn AI SWOT
Cango Inc
Company Overview
History and Background
Cango Inc. was founded in 2010 and is headquartered in Shanghai, China. It started as an automotive transaction service platform, connecting dealers, financial institutions, and car buyers. Over time, it has evolved to provide a comprehensive suite of services across the automotive value chain, including facilitating car purchases, providing financing assistance, and offering after-sales services. It underwent an IPO in 2018.
Core Business Areas
- Automotive Transaction Services: Facilitates car purchases through its platform by connecting dealers with car buyers, offering services such as lead generation, pricing information, and car model comparisons.
- Financing Facilitation: Assists car buyers in obtaining financing by connecting them with financial institutions, providing loan application processing and credit assessment services.
- After-Sales Services: Offers a range of after-sales services, including insurance and maintenance services, to car buyers through its platform.
Leadership and Structure
Cango Inc. is led by CEO Lin Jiayuan and CFO Zhang Yongyi. The organizational structure includes various departments responsible for technology, sales, marketing, finance, and operations. It maintains a board of directors with oversight responsibility.
Top Products and Market Share
Key Offerings
- Car Purchase Facilitation: Connects car buyers with dealers. Competitors include auto portals and dealer networks. Data on Revenue from this product is unavailable as specific figures are not released.
- Loan Facilitation: Connects car buyers with financial institutions. Competitors include traditional banks and other fintech lending platforms. Data on Revenue from this product is unavailable as specific figures are not released.
- After-Sales Service: Offers a range of after-sales services, including insurance and maintenance services. Competitors include traditional insurance providers and maintenance shops. Data on Revenue from this product is unavailable as specific figures are not released.
Market Dynamics
Industry Overview
The automotive transaction and financing market in China is rapidly growing, driven by increasing disposable incomes and rising demand for cars. The market is competitive, with various online platforms and traditional dealerships vying for market share. Regulations are also evolving.
Positioning
Cango Inc. positions itself as a leading automotive transaction service platform in China, offering a comprehensive suite of services to car buyers and dealers. Its competitive advantages include its established platform, extensive dealer network, and experience in facilitating car financing. The specific TAM information is not published by the company.
Total Addressable Market (TAM)
The total addressable market includes the entirety of car sales and financing in China, which is a multi-billion dollar market. Cango Inc. aims to capture a significant portion of this market through its various service offerings.
Upturn SWOT Analysis
Strengths
- Established platform and brand recognition
- Extensive dealer network
- Experience in facilitating car financing
- Comprehensive suite of services
Weaknesses
- Dependence on the Chinese automotive market
- Regulatory risks
- Competition from other online platforms
- Potential credit risk related to loan facilitation
Opportunities
- Expansion into new geographic markets
- Development of new service offerings
- Partnerships with automotive manufacturers
- Leveraging technology for improved efficiency
Threats
- Economic slowdown in China
- Increased competition
- Changes in government regulations
- Fluctuations in interest rates
Competitors and Market Share
Key Competitors
- BITA
- YRD
- LX
- WINS
Competitive Landscape
Cango Inc. faces competition from other online platforms and traditional dealerships. Its advantages include its established platform and extensive dealer network, but it also faces challenges related to competition and regulatory risks.
Major Acquisitions
Growth Trajectory and Initiatives
Historical Growth: Growth trends require reported financial data. It is currently not available.
Future Projections: Projections require access to analyst estimates which is unavailable.
Recent Initiatives: Recent initiatives by Cango Inc. are focused on expanding its service offerings and strengthening its partnerships within the automotive ecosystem.
Summary
Cango Inc. operates in a growing automotive transaction and financing market in China. While they have built an established platform and network, financial losses and strong competition hinder performance. Changes in regulations and the Chinese economy should also be monitored. Cango Inc. needs to strengthen its financials and capitalize on potential partnerships and new services to improve its competitive position.
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Sources and Disclaimers
Data Sources:
- Company Website
- SEC Filings
- Industry Reports
- Market Research
Disclaimers:
The information provided is based on available data and market analysis, but does not constitute financial advice. Market conditions and company performance are subject to change.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Cango Inc
Exchange NYSE | Headquaters - | ||
IPO Launch date 2018-07-26 | Co-Founder, CEO & Director Mr. Jiayuan Lin | ||
Sector Consumer Cyclical | Industry Auto & Truck Dealerships | Full time employees - | Website https://ir.cangoonline.com |
Full time employees - | Website https://ir.cangoonline.com | ||
Cango Inc. operates an automotive transaction service platform that connects dealers, original equipment manufacturers, financial institutions, car buyers, insurance brokers, and companies in the People's Republic of China. The company offers automobile trading solutions comprising car sourcing, transaction facilitation, logistics, and warehousing support for dealers through Cango Haoche app that offers new car transaction services, and Cango U-Car app that offers used-car transaction services. It also provides automotive financing facilitation services that include facilitating financing transactions from financial institutions to car buyers, which comprises credit origination, credit assessment, credit servicing, and delinquent asset management services; facilitating financing transactions of car purchases for car buyers; and after-market services to car buyers, which includes facilitating the sale of insurance policies from insurance brokers or companies. The company was founded in 2010 and is headquartered in Shanghai, the People's Republic of China.
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