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Upturn AI SWOT - About
BlackRock Credit Allocation Income Trust (BTZ)
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Upturn Advisory Summary
04/01/2025: BTZ (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
AI Based Fundamental Rating
Below Average Performance
These Stocks/ETFs, based on Upturn Advisory, often underperform the market, warranting careful consideration before investing.
Analysis of Past Performance
Type Stock | Historic Profit 2.32% | Avg. Invested days 38 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  2.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 04/01/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 1.00B USD | Price to earnings Ratio 15.54 | 1Y Target Price - |
Price to earnings Ratio 15.54 | 1Y Target Price - | ||
Volume (30-day avg) 255367 | Beta 0.83 | 52 Weeks Range 9.18 - 10.88 | Updated Date 04/1/2025 |
52 Weeks Range 9.18 - 10.88 | Updated Date 04/1/2025 | ||
Dividends yield (FY) 9.39% | Basic EPS (TTM) 0.69 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 59.17% | Operating Margin (TTM) 89.54% |
Management Effectiveness
Return on Assets (TTM) 3.57% | Return on Equity (TTM) 5.94% |
Valuation
Trailing PE 15.54 | Forward PE - | Enterprise Value 1536286848 | Price to Sales(TTM) 9.34 |
Enterprise Value 1536286848 | Price to Sales(TTM) 9.34 | ||
Enterprise Value to Revenue 23.95 | Enterprise Value to EBITDA - | Shares Outstanding 93324496 | Shares Floating - |
Shares Outstanding 93324496 | Shares Floating - | ||
Percent Insiders - | Percent Institutions 35.02 |
Analyst Ratings
Rating 5 | Target Price - | Buy - | Strong Buy 1 |
Buy - | Strong Buy 1 | ||
Hold - | Sell - | Strong Sell - | |
Strong Sell - |
Upturn AI SWOT
BlackRock Credit Allocation Income Trust
Company Overview
History and Background
BlackRock Credit Allocation Income Trust (BTZ) is a closed-end management investment company. It was formed to seek high current income, with a secondary objective of capital appreciation.
Core Business Areas
- Investment Management: Management of investment portfolios, primarily focused on credit-related assets to generate income and potential capital appreciation.
Leadership and Structure
BlackRock Advisors, LLC serves as the investment advisor. The trust is governed by a board of directors overseeing its investment strategy and operations.
Top Products and Market Share
Key Offerings
- Closed-End Fund (BTZ): A diversified portfolio of credit-related assets, including corporate bonds, loans, and mortgage-backed securities. It is difficult to assign specific market share as the fund operates within the broader credit market. BlackRock is a dominant player overall. Competitors include other closed-end funds and mutual funds specializing in credit investments managed by firms like PIMCO and Nuveen.
Market Dynamics
Industry Overview
The closed-end fund industry is competitive, influenced by interest rates, credit spreads, and overall economic conditions. Demand for income-generating assets drives growth.
Positioning
BTZ is positioned as an income-generating investment within BlackRock's broader suite of products. Its competitive advantage lies in BlackRock's extensive resources and expertise in credit markets.
Total Addressable Market (TAM)
The TAM for fixed income and credit-related investments is vast, estimated in the trillions of dollars. BTZ occupies a small segment focused on high current income through a diversified portfolio of credit assets.
Upturn SWOT Analysis
Strengths
- Experienced Management Team
- Diversified Portfolio
- Strong Brand Recognition (BlackRock)
- Consistent Income Generation
Weaknesses
- Sensitivity to Interest Rate Changes
- Dependence on Credit Market Conditions
- Management Fees
- Potential for Discount to NAV
Opportunities
- Rising Interest Rate Environment (potential for increased income)
- Expanding Credit Market
- Increased Demand for Income-Generating Assets
- Strategic Asset Allocation
Threats
- Economic Recession
- Increased Credit Risk
- Competition from Other Income-Generating Investments
- Changes in Regulatory Environment
Competitors and Market Share
Key Competitors
- PIMCO Corporate & Income Opportunity Fund (PTY)
- Nuveen Credit Strategies Income Fund (JQC)
- Nuveen Floating Rate Income Fund (JFR)
Competitive Landscape
BTZ benefits from BlackRock's vast resources and expertise. Competition is intense among closed-end funds seeking to generate income for investors.
Major Acquisitions
Growth Trajectory and Initiatives
Historical Growth: Growth is dependent on the fund's ability to generate income and capital appreciation through its investment strategy.
Future Projections: Future performance is subject to market conditions and management's ability to navigate the credit markets.
Recent Initiatives: Focus on active portfolio management and strategic asset allocation to optimize risk-adjusted returns.
Summary
BlackRock Credit Allocation Income Trust aims to provide high current income through a diversified credit portfolio. Its strength lies in BlackRock's expertise, but it's susceptible to credit and interest rate risks. Consistent performance and maintaining NAV are key considerations. Investors need to monitor market conditions for continued success.
Similar Companies
- PTY
- JQC
- JFR
Sources and Disclaimers
Data Sources:
- BlackRock official website, SEC filings, financial websites (e.g., Yahoo Finance, Bloomberg)
Disclaimers:
The information provided is for informational purposes only and should not be considered investment advice. Investment decisions should be made based on individual circumstances and consultation with a qualified financial advisor.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About BlackRock Credit Allocation Income Trust
Exchange NYSE | Headquaters New York, NY, United States | ||
IPO Launch date 2006-12-22 | CEO - | ||
Sector Financial Services | Industry Asset Management | Full time employees - | |
Full time employees - | |||
BlackRock Credit Allocation Income Trust is a closed ended balanced mutual fund launched by BlackRock, Inc. The fund is co-managed by BlackRock Advisors, LLC and BlackRock (Singapore) Limited. It invests in the fixed income markets across the globe. For the fixed income portion of the portfolio, the fund primarily invests in securities with an average credit quality of BBB by Standard & Poor's Corporation. It invests in investment grade corporate bonds, high yield bonds, bank loans, preferred securities or convertible bonds or derivatives. The fund was formerly known as BlackRock Preferred & Equity Advantage Trust. BlackRock Credit Allocation Income Trust was formed on December 27, 2006 and is domiciled in the United States.
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