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Upturn AI SWOT - About
BRO 
Brown & Brown Inc (BRO)
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Upturn Advisory Summary
04/01/2025: BRO (4-star) is a STRONG-BUY. BUY since 37 days. Profits (14.30%). Updated daily EoD!
Upturn Star Rating
Above Average Performance
These Stocks/ETFs, based on Upturn Advisory, frequently surpass the market, reflecting reliable and trustworthy advice.
AI Based Fundamental Rating
Above Average Performance
These Stocks/ETFs, based on Upturn Advisory, frequently surpass the market, reflecting reliable and trustworthy advice.
Analysis of Past Performance
Type Stock | Historic Profit 47.12% | Avg. Invested days 49 | Today’s Advisory Strong Buy |
Upturn Star Rating | Upturn Advisory Performance  4.0 | Stock Returns Performance  3.0 |
| Profits based on simulation | Last Close 04/01/2025 |
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 35.66B USD | Price to earnings Ratio 35.95 | 1Y Target Price 115.97 |
Price to earnings Ratio 35.95 | 1Y Target Price 115.97 | ||
Volume (30-day avg) 1820883 | Beta 0.86 | 52 Weeks Range 79.87 - 125.67 | Updated Date 04/1/2025 |
52 Weeks Range 79.87 - 125.67 | Updated Date 04/1/2025 | ||
Dividends yield (FY) 0.48% | Basic EPS (TTM) 3.46 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Revenue by Geography
Geography revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 21.07% | Operating Margin (TTM) 26.62% |
Management Effectiveness
Return on Assets (TTM) 5.28% | Return on Equity (TTM) 16.68% |
Valuation
Trailing PE 35.95 | Forward PE 29.24 | Enterprise Value 38610131482 | Price to Sales(TTM) 7.57 |
Enterprise Value 38610131482 | Price to Sales(TTM) 7.57 | ||
Enterprise Value to Revenue 8.21 | Enterprise Value to EBITDA 22.37 | Shares Outstanding 286628000 | Shares Floating 238667422 |
Shares Outstanding 286628000 | Shares Floating 238667422 | ||
Percent Insiders 15.52 | Percent Institutions 78.15 |
Analyst Ratings
Rating 3.64 | Target Price 115.11 | Buy 6 | Strong Buy 2 |
Buy 6 | Strong Buy 2 | ||
Hold 5 | Sell 1 | Strong Sell - | |
Strong Sell - |
Upturn AI SWOT
Brown & Brown Inc
Company Overview
History and Background
Brown & Brown, Inc. was founded in 1939 by J. Hyatt Brown. It has grown organically and through strategic acquisitions to become a leading insurance brokerage firm.
Core Business Areas
- Retail: Provides a broad range of insurance products and services to businesses, public entities, and individuals.
- Wholesale Brokerage: Offers specialized insurance products and services to independent agents and brokers.
- Services: Provides third-party claims administration and other insurance-related services.
Leadership and Structure
J. Powell Brown serves as the President and CEO. The company has a decentralized structure with numerous profit centers.
Top Products and Market Share
Key Offerings
- Commercial Insurance: Includes property, casualty, and other lines of insurance for businesses. Competitors include Marsh & McLennan, Aon, and Willis Towers Watson. Market share data is not publicly available at the product level.
- Employee Benefits: Provides employee benefits consulting and insurance products. Competitors include Mercer, Gallagher, and Lockton. Market share data is not publicly available at the product level.
- Personal Lines: Offers personal insurance products such as auto and homeowners insurance. Competitors include State Farm, Allstate, and Progressive. Market share data is not publicly available at the product level.
Market Dynamics
Industry Overview
The insurance brokerage industry is characterized by consolidation, technological advancements, and regulatory changes.
Positioning
Brown & Brown Inc. is a leading player in the industry, known for its decentralized structure and acquisition strategy.
Total Addressable Market (TAM)
The global insurance brokerage market is estimated to be in the hundreds of billions of dollars. Brown & Brown Inc. is well-positioned to capture a significant share of this TAM through organic growth and acquisitions.
Upturn SWOT Analysis
Strengths
- Decentralized business model
- Strong acquisition track record
- Diversified revenue streams
- Experienced management team
Weaknesses
- Integration risks associated with acquisitions
- Potential for operational inefficiencies due to decentralization
- Reliance on economic conditions affecting insurance demand
Opportunities
- Continued consolidation in the insurance brokerage industry
- Expansion into new geographic markets
- Development of new technology-based products and services
- Increased demand for specialized insurance solutions
Threats
- Increased competition from larger brokers
- Economic downturns reducing insurance demand
- Regulatory changes impacting the insurance industry
- Cybersecurity threats and data breaches
Competitors and Market Share
Key Competitors
- MMC
- AON
- WLTW
- AJG
Competitive Landscape
Brown & Brown's decentralized model provides agility but potentially lacks the scale of larger competitors. Their acquisition strategy is a key differentiator.
Major Acquisitions
O'Leary Insurances
- Year: 2023
- Acquisition Price (USD millions): 78
- Strategic Rationale: Expanded presence in Ireland through retail division
Dealer Financial Services
- Year: 2023
- Acquisition Price (USD millions): 27.8
- Strategic Rationale: Expanded presence in lender solutions
Growth Trajectory and Initiatives
Historical Growth: Brown & Brown Inc. has grown consistently through organic growth and acquisitions.
Future Projections: Future projections require access to analyst estimates and financial modeling.
Recent Initiatives: Recent initiatives include strategic acquisitions and investments in technology.
Summary
Brown & Brown Inc. shows strength through strategic acquisitions and a decentralized business model. Consistent growth indicates a solid position in the insurance brokerage industry. Potential weaknesses lie in acquisition integration. The company should watch out for market shifts and increasing competition.
Similar Companies
- MMC
- AON
- WLTW
- AJG
- HIG
- WRB
Sources and Disclaimers
Data Sources:
- Company SEC Filings (10-K, 10-Q)
- Company Investor Relations Website
- Industry Reports (e.g., IBISWorld)
- Financial News Outlets (e.g., Wall Street Journal, Bloomberg)
Disclaimers:
The data provided is for informational purposes only and should not be considered investment advice. Market share estimates may vary based on the source. Financial data is subject to change. Please perform your own due diligence before making any investment decisions.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Brown & Brown Inc
Exchange NYSE | Headquaters Daytona Beach, FL, United States | ||
IPO Launch date 1992-03-03 | CEO, President & Director Mr. J. Powell Brown C.P.C.U. | ||
Sector Financial Services | Industry Insurance Brokers | Full time employees 17403 | Website https://www.bbrown.com |
Full time employees 17403 | Website https://www.bbrown.com | ||
Brown & Brown, Inc. markets and sells insurance products and services in the United States, Canada, Ireland, the United Kingdom, and internationally. It operates through four segments: Retail, Programs, Wholesale Brokerage, and Services. The Retail segment provides property and casualty, employee benefits insurance products, personal insurance products, specialties insurance products, risk management strategies, loss control survey and analysis, consultancy, and claims processing services. It serves commercial, public and quasi-public entities, professional, and individual customers. The Programs segment offers professional liability and related package insurance products for dentistry, legal, eyecare, insurance, financial, physicians, real estate title professionals, as well as supplementary insurance products related to weddings, events, medical facilities, and cyber liabilities. This segment also provides public entity-related and specialty programs through a network of independent agents; and program management services for insurance carrier partners. The Wholesale Brokerage segment markets and sells excess and surplus commercial and personal lines insurance through independent agents and brokers. The Services segment offers third-party claims administration and medical utilization management services in the workers' compensation and all-lines liability arenas, Medicare Set-aside, Social Security disability, Medicare benefits advocacy, and claims adjusting services. Brown & Brown, Inc. was founded in 1939 and is headquartered in Daytona Beach, Florida.
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