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Upturn AI SWOT - About
BOH 
Bank of Hawaii Corporation (BOH)
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Upturn Advisory Summary
04/04/2025: BOH (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
AI Based Fundamental Rating
Below Average Performance
These Stocks/ETFs, based on Upturn Advisory, often underperform the market, warranting careful consideration before investing.
Analysis of Past Performance
Type Stock | Historic Profit -11.89% | Avg. Invested days 29 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  2.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 04/04/2025 |
Key Highlights
Company Size Mid-Cap Stock | Market Capitalization 2.45B USD | Price to earnings Ratio 17.77 | 1Y Target Price 71 |
Price to earnings Ratio 17.77 | 1Y Target Price 71 | ||
Volume (30-day avg) 527040 | Beta 0.86 | 52 Weeks Range 51.79 - 81.18 | Updated Date 04/6/2025 |
52 Weeks Range 51.79 - 81.18 | Updated Date 04/6/2025 | ||
Dividends yield (FY) 4.55% | Basic EPS (TTM) 3.46 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 23.89% | Operating Margin (TTM) 34.65% |
Management Effectiveness
Return on Assets (TTM) 0.63% | Return on Equity (TTM) 9.73% |
Valuation
Trailing PE 17.77 | Forward PE 13.18 | Enterprise Value 2766342656 | Price to Sales(TTM) 3.9 |
Enterprise Value 2766342656 | Price to Sales(TTM) 3.9 | ||
Enterprise Value to Revenue 5.44 | Enterprise Value to EBITDA - | Shares Outstanding 39786900 | Shares Floating 38840250 |
Shares Outstanding 39786900 | Shares Floating 38840250 | ||
Percent Insiders 2.08 | Percent Institutions 80.54 |
Analyst Ratings
Rating 2.83 | Target Price 72.17 | Buy - | Strong Buy 1 |
Buy - | Strong Buy 1 | ||
Hold 2 | Sell 3 | Strong Sell - | |
Strong Sell - |
Upturn AI SWOT
Bank of Hawaii Corporation
Company Overview
History and Background
Bank of Hawaii Corporation was founded in 1897 as Bishop & Co., later becoming Bank of Hawaii. It's the largest independent financial institution in Hawaii, evolving from a small bank serving the sugar industry to a comprehensive financial services provider.
Core Business Areas
- Retail Banking: Provides personal banking services including checking and savings accounts, mortgages, credit cards, and personal loans to individuals and families.
- Commercial Banking: Offers banking and financial services to businesses, including loans, lines of credit, treasury management, and international banking services.
- Wealth Management: Provides investment management, trust, and financial planning services to high-net-worth individuals and families.
Leadership and Structure
Peter S. Ho serves as the Chairman, President, and CEO. The company operates with a traditional corporate structure, including a Board of Directors and various executive management teams overseeing different business units.
Top Products and Market Share
Key Offerings
- Residential Mortgages: Offers a variety of mortgage products, including fixed-rate and adjustable-rate mortgages. Market share data is unavailable. Competitors include First Hawaiian Bank and Territorial Savings Bank.
- Commercial Loans: Provides loans to businesses for various purposes such as expansion and working capital. Market share data is unavailable. Competitors include American Savings Bank and Central Pacific Bank.
- Checking Accounts: Offers personal and business checking accounts with varying features and benefits. Market share data is unavailable. Competitors include First Hawaiian Bank and American Savings Bank.
Market Dynamics
Industry Overview
The banking industry is currently facing challenges like increasing interest rates, economic uncertainty, and competition from fintech companies.
Positioning
Bank of Hawaii Corporation is a leading bank in Hawaii with a strong focus on local customers and businesses. Its competitive advantage lies in its established brand, strong customer relationships, and local expertise.
Total Addressable Market (TAM)
The TAM for banking services in Hawaii is estimated to be in the billions of dollars annually. Bank of Hawaii Corporation is well-positioned to capture a significant portion of this market due to its strong local presence.
Upturn SWOT Analysis
Strengths
- Strong Brand Recognition in Hawaii
- Extensive Branch Network in Hawaii
- Strong Customer Relationships
- Experienced Management Team
- High Deposit Market Share
Weaknesses
- Geographic Concentration (Hawaii only)
- Limited International Presence
- Vulnerability to Hawaii's Economy
- Higher Expense Ratio Than Peers
Opportunities
- Expanding Digital Banking Services
- Growing Wealth Management Business
- Increasing Commercial Lending in Hawaii
- Strategic Acquisitions in Hawaii
Threats
- Competition from Larger National Banks
- Economic Downturn in Hawaii
- Rising Interest Rates
- Increased Regulatory Scrutiny
- Cybersecurity Threats
Competitors and Market Share
Key Competitors
- FHB
- ASB
- CPB
Competitive Landscape
Bank of Hawaii Corporation benefits from its local market expertise and strong brand. However, it faces competition from larger national banks and other local financial institutions.
Major Acquisitions
Growth Trajectory and Initiatives
Historical Growth: Bank of Hawaii Corporation has experienced moderate growth over the past several years, driven by increases in lending and deposit activity.
Future Projections: Analysts expect moderate revenue growth and earnings growth for Bank of Hawaii Corporation in the coming years.
Recent Initiatives: Recent initiatives include expanding digital banking services, focusing on wealth management growth, and investing in technology upgrades.
Summary
Bank of Hawaii Corporation possesses a strong brand within Hawaii but is limited by its geographic concentration. It's doing well with its local customer base and expansion of digital banking, but faces threats from larger national banks and the economic health of Hawaii. Their high deposit market share is a significant strength.
Similar Companies
ASB
Associated Banc-Corp
ASB
Associated Banc-Corp
CPB
Campbell Soup Company Common Stock
CPB
Campbell Soup Company Common Stock
FHB
First Hawaiian Inc
FHB
First Hawaiian Inc
USB
U.S. Bancorp
USB
U.S. Bancorp
WFC
Wells Fargo & Company
WFC
Wells Fargo & Company
Sources and Disclaimers
Data Sources:
- Company Financial Reports
- Analyst Estimates
- Market Research Reports
Disclaimers:
The information provided is for informational purposes only and should not be considered financial advice. Investment decisions should be based on individual risk tolerance and financial circumstances.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Bank of Hawaii Corporation
Exchange NYSE | Headquaters Honolulu, HI, United States | ||
IPO Launch date 1984-09-07 | Chairman & CEO Mr. Peter S. Ho | ||
Sector Financial Services | Industry Banks - Regional | Full time employees 1865 | Website https://www.boh.com |
Full time employees 1865 | Website https://www.boh.com | ||
Bank of Hawaii Corporation operates as the bank holding company for Bank of Hawaii that provides various financial products and services in Hawaii, Guam, and other Pacific Islands. It operates through three segments: Consumer Banking, Commercial Banking, and Treasury and Other. The Consumer Banking segment offers checking, savings, and time deposit accounts; residential mortgage loans, home equity lines of credit, automobile loans and leases, overdraft lines of credit, installment loans, small business loans and leases, and credit cards; private and international client banking, investment, credit, and trust services to individuals and families, and high-net-worth individuals; investment management; and institutional investment advisory services to corporations, government entities, and foundations. This segment also provides brokerage and insurance offerings, including equities, mutual funds, life insurance, and annuity products. The Commercial Banking segment offers commercial and industrial loans, commercial real estate loans, commercial lease financing, auto dealer financing, and deposit products; and international banking, cash management, and merchant services to middle-market and large companies, and government entities. This segment also provides commercial real estate mortgages to investors, developers, and builders. The Treasury and Other segment offers corporate asset and liability management services, including interest rate risk management and foreign exchange services. Bank of Hawaii Corporation was founded in 1897 and is headquartered in Honolulu, Hawaii.
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