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Upturn AI SWOT - About
BNS 
Bank of Nova Scotia (BNS)
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Upturn Advisory Summary
04/01/2025: BNS (2-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Below Average Performance
These Stocks/ETFs, based on Upturn Advisory, often underperform the market, warranting careful consideration before investing.
AI Based Fundamental Rating
Below Average Performance
These Stocks/ETFs, based on Upturn Advisory, often underperform the market, warranting careful consideration before investing.
Analysis of Past Performance
Type Stock | Historic Profit -17.9% | Avg. Invested days 34 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  2.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 04/01/2025 |
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 58.38B USD | Price to earnings Ratio 13.83 | 1Y Target Price 52.22 |
Price to earnings Ratio 13.83 | 1Y Target Price 52.22 | ||
Volume (30-day avg) 1921320 | Beta 1.02 | 52 Weeks Range 41.78 - 55.39 | Updated Date 04/2/2025 |
52 Weeks Range 41.78 - 55.39 | Updated Date 04/2/2025 | ||
Dividends yield (FY) 6.36% | Basic EPS (TTM) 3.39 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Revenue by Geography
Geography revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 23.32% | Operating Margin (TTM) 25.1% |
Management Effectiveness
Return on Assets (TTM) 0.47% | Return on Equity (TTM) 8.01% |
Valuation
Trailing PE 13.83 | Forward PE 9.66 | Enterprise Value -94659911680 | Price to Sales(TTM) 2.02 |
Enterprise Value -94659911680 | Price to Sales(TTM) 2.02 | ||
Enterprise Value to Revenue 11.68 | Enterprise Value to EBITDA - | Shares Outstanding 1245529984 | Shares Floating 1230311599 |
Shares Outstanding 1245529984 | Shares Floating 1230311599 | ||
Percent Insiders 0.02 | Percent Institutions 48.8 |
Analyst Ratings
Rating 3.73 | Target Price 54.86 | Buy - | Strong Buy 6 |
Buy - | Strong Buy 6 | ||
Hold 8 | Sell 1 | Strong Sell - | |
Strong Sell - |
Upturn AI SWOT
Bank of Nova Scotia
Company Overview
History and Background
The Bank of Nova Scotia (Scotiabank) was founded in Halifax, Nova Scotia in 1832. It has grown through organic expansion and acquisitions to become one of Canada's Big Five banks, with a significant international presence.
Core Business Areas
- Canadian Banking: Provides a comprehensive suite of financial products and services to individuals and businesses across Canada, including deposit accounts, loans, credit cards, and investment products.
- International Banking: Offers financial services to retail and commercial customers in Latin America, the Caribbean, and Asia-Pacific. This includes banking solutions, credit, payments, and wealth management.
- Global Wealth Management: Provides wealth management, investment advice, and financial planning services to individuals, families, and institutions worldwide.
- Global Banking and Markets: Offers corporate and investment banking services, including capital markets, commercial lending, and transaction banking, to large corporations, institutional investors, and government entities.
Leadership and Structure
Scotiabank's leadership team consists of the CEO, CFO, and other key executives. The organizational structure is hierarchical, with various business lines reporting to senior management.
Top Products and Market Share
Key Offerings
- Mortgages: Provides mortgage solutions to Canadian homebuyers. Competitors include other Big Five Banks and monoline lenders. Market share varies regionally but is significant across Canada.
- Credit Cards: Offers a range of credit cards with various rewards and benefits. Competitors include other major banks and credit card issuers. Market share varies based on card type and rewards programs.
- Wealth Management Services: Delivers investment advice, financial planning, and portfolio management services to high-net-worth individuals and institutions. Competitors include other wealth management firms and private banks.
Market Dynamics
Industry Overview
The banking industry is currently facing headwinds from rising interest rates, inflation, and potential recessionary pressures. Digital transformation and increased competition from fintech companies are also key trends.
Positioning
Scotiabank is a diversified financial services company with a strong presence in Canada and Latin America. Its competitive advantage lies in its international footprint and diversified business lines.
Total Addressable Market (TAM)
The global banking market is estimated to be in the trillions of dollars. Scotiabank is positioned to capture a portion of this TAM through its various business segments and geographic reach.
Upturn SWOT Analysis
Strengths
- Strong brand recognition
- Diversified business model
- Significant international presence, particularly in Latin America
- Solid capital position
- Established customer base
Weaknesses
- Exposure to emerging market risks
- Reliance on traditional banking model
- Potential for regulatory scrutiny
- Competition from fintech disruptors
- Relatively lower efficiency ratios compared to some peers
Opportunities
- Expanding digital banking offerings
- Growth in emerging markets
- Increasing wealth management penetration
- Strategic acquisitions
- Leveraging data analytics to improve customer experience
Threats
- Economic downturns in key markets
- Rising interest rates
- Increased competition from fintech companies
- Cybersecurity threats
- Regulatory changes
Competitors and Market Share
Key Competitors
- JPM
- BAC
- WFC
- C
- HSBC
Competitive Landscape
Scotiabank competes with other large banks and financial institutions, as well as fintech companies. Its advantages include its international presence and diversified business lines, while its disadvantages include its reliance on traditional banking models and exposure to emerging market risks.
Major Acquisitions
MD Financial Management
- Year: 2018
- Acquisition Price (USD millions): 2580
- Strategic Rationale: Expanded Scotiabank's wealth management business and enhanced its presence in the physician market.
Growth Trajectory and Initiatives
Historical Growth: Financial data unavailable at this time
Future Projections: Financial data unavailable at this time
Recent Initiatives: Financial data unavailable at this time
Summary
Bank of Nova Scotia presents a mixed picture. Its strong international presence and diversified services offer stability, but it faces threats from fintech and economic headwinds. Growth in wealth management is a strength, but adapting to the digital age is crucial. Scotiabank is a stable company that needs to capitalize on digital transformation to sustain future growth.
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Sources and Disclaimers
Data Sources:
- Company reports
- Industry analysis
- Financial news sources
- Analyst estimates
Disclaimers:
This analysis is for informational purposes only and does not constitute financial advice. Market conditions and company performance are subject to change.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Bank of Nova Scotia
Exchange NYSE | Headquaters Toronto, ON, Canada | ||
IPO Launch date 1999-09-13 | President, CEO & Director Mr. L. Scott Thomson | ||
Sector Financial Services | Industry Banks - Diversified | Full time employees 88722 | Website https://www.scotiabank.com |
Full time employees 88722 | Website https://www.scotiabank.com | ||
The Bank of Nova Scotia provides various banking products and services in Canada, the United States, Mexico, Peru, Chile, Colombia, the Caribbean and Central America, and internationally. It operates through Canadian Banking, International Banking, Global Wealth Management, and Global Banking and Markets segments. The company offers financial advice and solutions, and banking products, including debit and credit cards, chequing and saving accounts, investments, mortgages, loans, and insurance to individuals; and retail automotive financing solutions. It also provides business banking solutions comprising lending, deposit, cash management, and trade finance solutions to small, medium, and large businesses. In addition, it provides wealth management advice and solutions, including online brokerage, mobile investment, full-service brokerage, trust, private banking, and private investment counsel services; and retail mutual funds, exchange traded funds, liquid alternatives, and institutional funds. The company was founded in 1832 and is headquartered in Toronto, Canada.
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