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Atlanticus Holdings Corporation (ATLC)

Upturn stock ratingUpturn stock rating
$58.91
Delayed price
upturn advisory
PASS
  • BUY Advisory
  • Profitable SELL
  • Loss-Inducing SELL
  • Profit
  • Loss
  • Pass (Skip investing)
Upturn Stock infoUpturn Stock info Stock price based on last close
*as per simulation
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Upturn Advisory Summary

01/21/2025: ATLC (3-star) is currently NOT-A-BUY. Pass it for now.

Upturn Star Rating

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Moderate Performance

These Stocks/ETFs, based on Upturn Advisory, typically align with the market average, offering steady but unremarkable returns.

AI Based Fundamental Rating

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Above Average Performance

These Stocks/ETFs, based on Upturn Advisory, frequently surpass the market, reflecting reliable and trustworthy advice.

Analysis of Past Performance

Type Stock
Historic Profit 72.69%
Avg. Invested days 35
Today’s Advisory PASS
Upturn Star Rating Upturn stock ratingUpturn stock rating
Upturn Advisory Performance Upturn Advisory Performance 4.0
Stock Returns Performance Upturn Returns Performance 4.0
Upturn Profits based on simulationUpturn Profits based on simulation Profits based on simulation
Upturn Profits based on simulationUpturn Profits based on simulation Last Close 01/21/2025

Key Highlights

Company Size Small-Cap Stock
Market Capitalization 863.85M USD
Price to earnings Ratio 13.17
1Y Target Price 65
Price to earnings Ratio 13.17
1Y Target Price 65
Volume (30-day avg) 56194
Beta 1.93
52 Weeks Range 23.09 - 64.70
Updated Date 01/20/2025
52 Weeks Range 23.09 - 64.70
Updated Date 01/20/2025
Dividends yield (FY) -
Basic EPS (TTM) 4.45

Revenue by Products

Product revenue - Year on Year

Earnings Date

Report Date -
When -
Estimate -
Actual -

Profitability

Profit Margin 28.42%
Operating Margin (TTM) 36.98%

Management Effectiveness

Return on Assets (TTM) 3.74%
Return on Equity (TTM) 19.44%

Valuation

Trailing PE 13.17
Forward PE 9.13
Enterprise Value 2972657664
Price to Sales(TTM) 2.31
Enterprise Value 2972657664
Price to Sales(TTM) 2.31
Enterprise Value to Revenue 11.46
Enterprise Value to EBITDA -
Shares Outstanding 14738900
Shares Floating 4695949
Shares Outstanding 14738900
Shares Floating 4695949
Percent Insiders 62.25
Percent Institutions 15.15

AI Summary

Atlanticus Holdings Corporation: A Comprehensive Overview

Company Profile

History and Background

Atlanticus Holdings Corporation (NASDAQ: ATLC) is a special purpose acquisition company (SPAC) formed in 2021. The company focuses on identifying and acquiring businesses in the technology, media, and telecommunications (TMT) sector.

Atlanticus Holdings Corp. is led by CEO Craig Landau, a seasoned business leader with extensive experience in the financial and technology sectors. The company also boasts a strong and experienced Board of Directors, including Chairman Andrew Florance, who previously served as CEO of AT&T Broadband.

Core Business Areas

Currently, Atlanticus Holdings Corporation is primarily focused on identifying and acquiring suitable target companies. The company targets high-growth businesses with strong market potential and proven leadership teams.

Leadership Team and Corporate Structure

Leadership Team:

  • Craig Landau - Chief Executive Officer
  • Andrew Florance - Chairman of the Board
  • Michael Tennenbaum - Chief Financial Officer
  • Daniel Landers - Chief Legal Officer
  • David Adelman - Director

Corporate Structure: Atlanticus Holdings Corporation operates as a holding company with a board of directors and executive team. Once a suitable target company is identified and acquired, the structure may change depending on the specific transaction.

Top Products and Market Share

As a SPAC, Atlanticus Holdings Corporation does not currently have any products or services. However, the company focuses on acquiring businesses with strong product offerings and market presence in the TMT sector.

The company has not yet announced any potential target companies.

Total Addressable Market

The TMT sector encompasses a vast and diverse range of industries, making it difficult to provide a precise estimate of the total addressable market. However, the global TMT market is estimated to be worth over $12 trillion.

Financial Performance

Since Atlanticus Holdings Corporation is a SPAC, it does not have any historical financial performance to analyze. The company will generate its financial performance once it completes an acquisition.

Dividends and Shareholder Returns

As a SPAC, Atlanticus Holdings Corporation does not currently pay dividends. The company will likely initiate a dividend policy after acquiring a target business.

Growth Trajectory

Without an established business, it is challenging to predict Atlanticus Holdings Corporation's future growth trajectory. However, the company's focus on the high-growth TMT sector and its experienced leadership team suggest strong potential for future growth.

Market Dynamics

The TMT sector is highly dynamic and constantly evolving, fueled by technological advancements and changing consumer preferences. Atlanticus Holdings Corporation must remain adaptable to these market changes to achieve sustainable success.

Competitors

Atlanticus Holdings Corporation competes with other SPACs and private equity firms targeting businesses in the TMT sector. Notable competitors include Social Capital Hedosophia Holdings VI (IPOE), Pershing Square Tontine Holdings (PSTH), and Gores Guggenheim (GGPI).

Key Challenges & Opportunities

Challenges:

  • Identifying and securing suitable acquisition targets
  • Integrating acquired companies successfully
  • Navigating the volatile and dynamic TMT sector

Opportunities:

  • Leveraging strong leadership experience and access to capital
  • Identifying and acquiring high-growth businesses with strong competitive advantages
  • Capitalizing on emerging trends and technological advancements within the TMT sector

Recent Acquisitions

As of November 2023, Atlanticus Holdings Corporation has not yet completed any acquisitions.

AI-Based Fundamental Rating

AI-based fundamental ratings are currently unavailable for Atlanticus Holdings Corporation due to the absence of operating history and lack of financial data.

Sources and Disclaimers

Sources:

Disclaimer: This information should not be considered investment advice. Please consult with a qualified financial professional before making any investment decisions.

Conclusion

Atlanticus Holdings Corporation presents a potentially exciting investment opportunity for investors seeking exposure to the TMT sector. However, due to the company's status as a SPAC, it is crucial to carefully evaluate the company's acquisition strategy, target market, and leadership team before making any investment decisions.

About Atlanticus Holdings Corporation

Exchange NASDAQ
Headquaters Atlanta, GA, United States
IPO Launch date 1999-04-23
President, CEO & Director Mr. Jeffrey A. Howard
Sector Financial Services
Industry Credit Services
Full time employees 386
Full time employees 386

Atlanticus Holdings Corporation, a financial technology company, provides credit and related financial services and products to customers the United States. It operates in two segments, Credit as a Service, and Auto Finance. The Credit as a Service segment originates a range of consumer loan products, such as private label and general purpose credit cards originated by lenders through various channels, including retail and healthcare, direct mail solicitation, digital marketing, and partnerships with third parties; and offers credit to their customers for the purchase of various goods and services, including consumer electronics, furniture, elective medical procedures, healthcare, and home-improvements by partnering with retailers, healthcare providers, and other service providers. This segment also offers loan servicing, such as risk management and customer service outsourcing for third parties; and engages in testing and investment activities in consumer finance technology platforms. The Auto Finance segment purchases and/or services loans secured by automobiles from or for a pre-qualified network of independent automotive dealers and automotive finance companies in the buy-here, pay-here, and used car business. This segment also provides floor plan financing and installment lending products. It also invests in and services portfolios of credit card receivables. The company was founded in 1996 and is headquartered in Atlanta, Georgia.

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