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Upturn AI SWOT - About
APCX 
Apptech Corp (APCX)
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Upturn Advisory Summary
04/01/2025: APCX (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
AI Based Fundamental Rating
Below Average Performance
These Stocks/ETFs, based on Upturn Advisory, often underperform the market, warranting careful consideration before investing.
Analysis of Past Performance
Type Stock | Historic Profit -39.13% | Avg. Invested days 26 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  2.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 04/01/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 14.79M USD | Price to earnings Ratio - | 1Y Target Price 1.5 |
Price to earnings Ratio - | 1Y Target Price 1.5 | ||
Volume (30-day avg) 156271 | Beta 0.66 | 52 Weeks Range 0.31 - 1.40 | Updated Date 03/30/2025 |
52 Weeks Range 0.31 - 1.40 | Updated Date 03/30/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) -0.45 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin - | Operating Margin (TTM) -3803.95% |
Management Effectiveness
Return on Assets (TTM) -156.99% | Return on Equity (TTM) -735.62% |
Valuation
Trailing PE - | Forward PE - | Enterprise Value 12905558 | Price to Sales(TTM) 33.28 |
Enterprise Value 12905558 | Price to Sales(TTM) 33.28 | ||
Enterprise Value to Revenue 35.36 | Enterprise Value to EBITDA -1.77 | Shares Outstanding 27646200 | Shares Floating 20773808 |
Shares Outstanding 27646200 | Shares Floating 20773808 | ||
Percent Insiders 14.16 | Percent Institutions 4.74 |
Analyst Ratings
Rating 5 | Target Price 1.79 | Buy - | Strong Buy 1 |
Buy - | Strong Buy 1 | ||
Hold - | Sell - | Strong Sell - | |
Strong Sell - |
Upturn AI SWOT
Apptech Corp
Company Overview
History and Background
Apptech Corp is a payment platform and infrastructure company founded in 2016. Its mission is to unify mobile app technology and payments to provide seamless integration of customer engagement.
Core Business Areas
- Payment Platform: Apptech Corp's core platform allows merchants to integrate secure and versatile payment options into their mobile applications. This includes features like mobile payments, loyalty programs, and data analytics.
- App Development Services: Offers app development services, including design and functionality for mobile applications to help businesses develop mobile apps for Apple and Android operating system
Leadership and Structure
Apptech Corp is led by Luke Droulez (CEO) and operates with a functional organizational structure focused on technology, sales, marketing, and operations.
Top Products and Market Share
Key Offerings
- Commerse Mobile Payment Platform: This is Apptech Corp's primary platform, facilitating mobile payments and customer engagement for businesses. No reliable market share data available due to the fragmented nature of the mobile payment solutions market. Competitors include Block (SQ), PayPal (PYPL), and Adyen (ADYEY).
Market Dynamics
Industry Overview
The mobile payment solutions industry is experiencing significant growth, driven by increasing smartphone usage and the demand for seamless payment experiences.
Positioning
Apptech Corp positions itself as a provider of integrated payment and customer engagement solutions for mobile applications. Competitive advantages may include specialization in mobile-first solutions and customizable integration options.
Total Addressable Market (TAM)
The global mobile payment market is projected to reach hundreds of billions of dollars. Apptech Corp is focused on capturing a portion of this TAM through its mobile app-centric payment platform.
Upturn SWOT Analysis
Strengths
- Specialized mobile payment platform
- Customizable integration options
- Focus on customer engagement features
- Experienced management team
Weaknesses
- Limited brand recognition
- Smaller scale compared to larger competitors
- Dependence on mobile app adoption trends
- Recent Net loss
Opportunities
- Expansion into new industry verticals
- Strategic partnerships with app developers
- Adoption of emerging technologies (e.g., blockchain)
- Increasing demand for mobile payments
Threats
- Intense competition from established players
- Rapid technological changes in the payments industry
- Regulatory changes and compliance requirements
- Security risks and data breaches
Competitors and Market Share
Key Competitors
- Block (SQ)
- PayPal (PYPL)
- Adyen (ADYEY)
Competitive Landscape
Apptech Corp faces intense competition from larger, well-established players. It needs to differentiate itself through specialized mobile solutions and strong customer relationships.
Major Acquisitions
Growth Trajectory and Initiatives
Historical Growth: Apptech Corp has experienced some growth in revenue over the past few years, driven by increased adoption of its payment platform.
Future Projections: Analysts project continued revenue growth for Apptech Corp, but need to focus on profitablity and reduced costs.
Recent Initiatives: Recent initiatives include new partnerships and platform enhancements.
Summary
Apptech Corp shows promise with its specialized mobile payment platform and focus on customer engagement, however faces an extremely competitive market. It needs to scale operations, manage costs, and establish strategic partnerships. While revenue is growing slowly, continued profitability needs improvement and increased brand awareness is critical for long-term success. The company is still small and net losses are a major concern
Similar Companies
- SQ
- PYPL
- ADYEY
- GPN
- FISV
Sources and Disclaimers
Data Sources:
- Company website
- SEC filings
- Industry reports
- Financial news sources
Disclaimers:
This analysis is for informational purposes only and should not be considered financial advice. Market share data is estimated based on available resources and may not be precise.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Apptech Corp
Exchange NASDAQ | Headquaters Carlsbad, CA, United States | ||
IPO Launch date 2009-04-01 | CEO - | ||
Sector Technology | Industry Software - Infrastructure | Full time employees 18 | Website https://www.apptechcorp.com |
Full time employees 18 | Website https://www.apptechcorp.com | ||
AppTech Payments Corp., a financial technology company, provides electronic payment processing technologies and merchant services in the United States. Its merchant transaction services offer processing payments for credit and debit cards through point-of-sale equipment, e-commerce gateways, periodic automatic clearing house payments, and gift and loyalty programs. The company also offers integrated solutions for frictionless digital and mobile payment acceptance, as well as multi-use case, multi-channel, API-driven, and account-based issuer processing for card, digital tokens, and payment transfer transaction services; hosted ecommerce checkout, a flexible payment gateway; and text payment technology, alternative payment methods (APMs), and contactless payments. In addition, it provides FinZeo, a fintech platform. The company was formerly known as AppTech Corp. AppTech Payments Corp. was incorporated in 1998 and is headquartered in Carlsbad, California.
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