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Upturn AI SWOT - About
AMSF 
AMERISAFE Inc (AMSF)
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Upturn Advisory Summary
04/01/2025: AMSF (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
AI Based Fundamental Rating
Moderate Performance
These Stocks/ETFs, based on Upturn Advisory, typically align with the market average, offering steady but unremarkable returns.
Analysis of Past Performance
Type Stock | Historic Profit -9.01% | Avg. Invested days 36 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 04/01/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 1.00B USD | Price to earnings Ratio 18.24 | 1Y Target Price 57.67 |
Price to earnings Ratio 18.24 | 1Y Target Price 57.67 | ||
Volume (30-day avg) 93716 | Beta 0.32 | 52 Weeks Range 40.86 - 59.40 | Updated Date 04/1/2025 |
52 Weeks Range 40.86 - 59.40 | Updated Date 04/1/2025 | ||
Dividends yield (FY) 2.97% | Basic EPS (TTM) 2.89 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 17.93% | Operating Margin (TTM) 22.65% |
Management Effectiveness
Return on Assets (TTM) 3.62% | Return on Equity (TTM) 20.17% |
Valuation
Trailing PE 18.24 | Forward PE 22.37 | Enterprise Value 957049053 | Price to Sales(TTM) 3.25 |
Enterprise Value 957049053 | Price to Sales(TTM) 3.25 | ||
Enterprise Value to Revenue 3.1 | Enterprise Value to EBITDA - | Shares Outstanding 19050300 | Shares Floating 18725978 |
Shares Outstanding 19050300 | Shares Floating 18725978 | ||
Percent Insiders 1.6 | Percent Institutions 101.37 |
Analyst Ratings
Rating 3.33 | Target Price 56.33 | Buy 1 | Strong Buy - |
Buy 1 | Strong Buy - | ||
Hold 2 | Sell - | Strong Sell - | |
Strong Sell - |
Upturn AI SWOT
AMERISAFE Inc
Company Overview
History and Background
AMERISAFE, Inc. was founded in 1985. It specializes in providing workers' compensation insurance to employers in hazardous industries. Over the years, it has focused on underserved markets with high-risk occupations.
Core Business Areas
- Workers' Compensation Insurance: Provides workers' compensation insurance focused on hazardous industries, emphasizing safety and claims management.
Leadership and Structure
The leadership team consists of the CEO, CFO, and other key executives. The company has a typical corporate structure with departments like underwriting, claims, and finance.
Top Products and Market Share
Key Offerings
- Workers' Compensation Insurance: Provides workers' compensation insurance to small and mid-sized employers in high-hazard industries, Market share is relatively small, but is highly concentrated within specific high-hazard industries. Competitors include large national insurance carriers, regional insurers, and state-funded programs.
Market Dynamics
Industry Overview
The workers' compensation insurance industry is competitive, with varying state regulations and economic conditions impacting profitability. The industry includes large national carriers, regional players, and state funds.
Positioning
AMERISAFE positions itself as a specialist in high-hazard industries, focusing on risk management and loss control to improve underwriting profitability. Its competitive advantages stem from its niche focus and expertise in these industries.
Total Addressable Market (TAM)
The workers' compensation insurance market is multi-billion dollar industry, estimated to be well over $50 billion annually in the US. AMERISAFE targets a specific segment of this market and its market share is <1% of the total national market, representing significant opportunity.
Upturn SWOT Analysis
Strengths
- Specialization in high-hazard industries
- Expertise in risk management
- Strong relationships with industry associations
- Solid financial position
Weaknesses
- Concentration risk in specific industries
- Smaller size compared to national competitors
- Susceptibility to economic downturns in targeted industries
Opportunities
- Expansion into new high-hazard industries
- Technological advancements in risk assessment
- Strategic partnerships with safety equipment suppliers
Threats
- Increased competition from larger insurers
- Changes in workers' compensation regulations
- Economic downturns impacting employment in target industries
- Unexpected catastrophic events
Competitors and Market Share
Key Competitors
- Travelers Companies (TRV)
- Hartford Financial Services (HIG)
- W. R. Berkley Corporation (WRB)
Competitive Landscape
AMERISAFE's advantages include its specialized knowledge in high-hazard industries and its proactive approach to risk management. Its disadvantages include smaller size and potential limitations on geographic reach.
Major Acquisitions
Growth Trajectory and Initiatives
Historical Growth: AMERISAFE's growth has been driven by its specialization in high-hazard industries. However, it is subject to cyclical trends within those industries.
Future Projections: Projections for AMERISAFE's future growth based on analyst estimates requires live data and is not possible in this format.
Recent Initiatives: Recent strategic initiatives undertaken by AMERISAFE include technology improvements and expansion in certain geographic regions.
Summary
AMERISAFE is a niche player in the workers' compensation market, specializing in high-hazard industries. Its focused approach provides a competitive advantage through in-depth risk management and industry expertise. However, it faces challenges related to its size, concentration in specific industries, and potential economic downturns. The company's success relies on effective risk management and strategic expansion within its niche. Ongoing monitoring of regulatory changes and competitive pressures is also crucial.
Similar Companies
AFG
American Financial Group Inc
AFG
American Financial Group Inc
HIG
Hartford Financial Services Group
HIG
Hartford Financial Services Group
TRV
The Travelers Companies Inc
TRV
The Travelers Companies Inc
WRB
W. R. Berkley Corp
WRB
W. R. Berkley Corp
Sources and Disclaimers
Data Sources:
- Company SEC Filings
- Industry Reports
- Market Analysis Reports
Disclaimers:
The information provided is for informational purposes only and should not be considered financial advice. Market share data is approximate and based on available industry reports. Financial performance analysis requires access to live financial data and is not included in this response.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About AMERISAFE Inc
Exchange NASDAQ | Headquaters Deridder, LA, United States | ||
IPO Launch date 2005-11-18 | President, CEO & Director Ms. Gerry Janelle Frost | ||
Sector Financial Services | Industry Insurance - Specialty | Full time employees 362 | Website https://www.amerisafe.com |
Full time employees 362 | Website https://www.amerisafe.com | ||
AMERISAFE, Inc., an insurance holding company, underwrites workers' compensation insurance in the United States. The company provides benefits to injured employees for temporary or permanent disability, death, and medical and hospital expenses. It sells its products through retail and wholesale brokers and agents; and small and mid-sized employers engaged in hazardous industries, including construction, trucking, logging and lumber, agriculture, manufacturing, telecommunications, and maritime. AMERISAFE, Inc. was incorporated in 1985 and is based in Deridder, Louisiana.
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