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Upturn AI SWOT - About
AMP 
Ameriprise Financial Inc (AMP)
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Upturn Advisory Summary
12/16/2024: AMP (2-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Below Average Performance
These Stocks/ETFs, based on Upturn Advisory, often underperform the market, warranting careful consideration before investing.
AI Based Fundamental Rating
Moderate Performance
These Stocks/ETFs, based on Upturn Advisory, typically align with the market average, offering steady but unremarkable returns.
Analysis of Past Performance
Type Stock | Historic Profit 32.26% | Avg. Invested days 49 | Today’s Advisory Consider higher Upturn Star rating |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  3.0 |
| Profits based on simulation | Last Close 12/16/2024 |
Key Highlights
Company Size Large-Cap Stock | Market Capitalization 46.20B USD | Price to earnings Ratio 14.6 | 1Y Target Price 565.1 |
Price to earnings Ratio 14.6 | 1Y Target Price 565.1 | ||
Volume (30-day avg) 477045 | Beta 1.33 | 52 Weeks Range 383.56 - 580.45 | Updated Date 03/30/2025 |
52 Weeks Range 383.56 - 580.45 | Updated Date 03/30/2025 | ||
Dividends yield (FY) 1.23% | Basic EPS (TTM) 33.03 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Revenue by Geography
Geography revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 18.97% | Operating Margin (TTM) 36.95% |
Management Effectiveness
Return on Assets (TTM) 2.26% | Return on Equity (TTM) 68.31% |
Valuation
Trailing PE 14.6 | Forward PE 12.82 | Enterprise Value 43153405862 | Price to Sales(TTM) 2.58 |
Enterprise Value 43153405862 | Price to Sales(TTM) 2.58 | ||
Enterprise Value to Revenue 2.5 | Enterprise Value to EBITDA - | Shares Outstanding 95814000 | Shares Floating 95715762 |
Shares Outstanding 95814000 | Shares Floating 95715762 | ||
Percent Insiders 0.18 | Percent Institutions 88.71 |
Analyst Ratings
Rating 3.57 | Target Price 563.27 | Buy 1 | Strong Buy 4 |
Buy 1 | Strong Buy 4 | ||
Hold 8 | Sell 1 | Strong Sell - | |
Strong Sell - |
Upturn AI SWOT
Ameriprise Financial Inc
Company Overview
History and Background
Ameriprise Financial, Inc. was founded in 1894 as Investors Syndicate in Minneapolis, Minnesota. Initially focused on selling fixed-income securities, it later expanded into insurance and financial planning. In 2005, it was spun off from American Express, becoming an independent publicly traded company.
Core Business Areas
- Advice & Wealth Management: Provides personalized financial advice, investment products, and retirement solutions through a network of financial advisors.
- Asset Management: Manages investment portfolios for institutional and retail clients through Columbia Threadneedle Investments.
- Retirement & Protection Solutions: Offers annuity and insurance products to help clients protect their assets and secure their retirement income.
Leadership and Structure
Ameriprise Financial is led by CEO James Cracchiolo. The company operates with a structure divided into the business segments listed above, supported by corporate functions such as finance, technology, and risk management.
Top Products and Market Share
Key Offerings
- Market Share Data: N/A
- Personal Financial Advice: Comprehensive financial planning services, including retirement planning, investment management, estate planning, and insurance. Market share is difficult to pinpoint exactly but Ameriprise has a large network of advisors. Competitors include independent RIAs, wirehouses like Morgan Stanley and Merrill Lynch, and other broker-dealers.
- Annuities: Fixed and variable annuities that provide guaranteed income streams in retirement. The annuity market is competitive, with companies like Athene, Pacific Life, and Prudential being major players. Ameriprise does not publish its exact market share for this, or any other individual annuity product.
- Market Share Data: N/A
- Investment Management Products: Ameriprise provides different investment options and services, which include managed accounts, mutual funds, and exchange-traded funds (ETFs). The main competitors are Fidelity, Vanguard, T. Rowe Price, and BlackRock.
- Market Share Data: N/A
Market Dynamics
Industry Overview
The financial services industry is currently characterized by increased regulatory scrutiny, technological disruption, and evolving customer expectations. There is a growing demand for personalized financial advice and digital investment solutions.
Positioning
Ameriprise Financial positions itself as a provider of integrated financial advice and solutions, focusing on long-term client relationships and personalized service. Its competitive advantages include its large advisor network, established brand, and diverse product offerings.
Total Addressable Market (TAM)
The global wealth management market is estimated at trillions of dollars. Ameriprise is positioned to capture a portion of this TAM through its wealth management and asset management segments.
Upturn SWOT Analysis
Strengths
- Strong brand recognition
- Large and established advisor network
- Diversified product offerings
- Solid financial performance
- Strong technology platform
Weaknesses
- Exposure to market volatility
- Regulatory compliance costs
- Dependence on advisor productivity
- High expense ratio in some products
- Vulnerable to advisor attrition
Opportunities
- Growing demand for financial advice
- Expansion into new markets
- Technological innovation
- Acquisitions of smaller firms
- Increasing high-net-worth population
Threats
- Increased competition
- Regulatory changes
- Economic downturns
- Cybersecurity risks
- Changing consumer preferences
Competitors and Market Share
Key Competitors
- MS
- BAC
- SCHW
- RJF
- LPL
Competitive Landscape
Ameriprise competes with large wirehouses, independent broker-dealers, and RIAs. Its advantages include its established brand and strong advisor network. However, it faces challenges from increasing competition and regulatory changes.
Major Acquisitions
Columbia Threadneedle Investments
- Year: 2009
- Acquisition Price (USD millions):
- Strategic Rationale: Significantly expanded Ameriprise's asset management capabilities.
Growth Trajectory and Initiatives
Historical Growth: Ameriprise has experienced moderate growth in revenue and earnings over the past decade.
Future Projections: Analysts predict continued growth for Ameriprise, driven by increased demand for financial advice and the company's strategic initiatives. (Need to check analyst reports to check growth rate and growth metrics to add here)
Recent Initiatives: Recent initiatives include investments in technology, expansion of the advisor network, and new product development.
Summary
Ameriprise Financial demonstrates moderate financial strength through its diversified business model and established advisor network. Its solid financial performance and dividend history are positives, but it must navigate competitive pressures and regulatory changes. Investment in technology and expansion of its advisor network will be essential. Exposure to market volatility remains a key risk to monitor.
Similar Companies
- MS
- BAC
- SCHW
- RJF
- LPL
- BLK
Sources and Disclaimers
Data Sources:
- Company Filings (10-K, 10-Q)
- Investor Presentations
- Analyst Reports
- Financial News Articles
Disclaimers:
The data and analysis provided are for informational purposes only and should not be considered financial advice. Market share data is approximate and may vary depending on the source. Financial data is based on publicly available information and may be subject to change.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Ameriprise Financial Inc
Exchange NYSE | Headquaters Minneapolis, MN, United States | ||
IPO Launch date 2005-10-03 | Chairman & CEO Mr. James M. Cracchiolo C.P.A. | ||
Sector Financial Services | Industry Asset Management | Full time employees 13600 | Website https://www.ameriprise.com |
Full time employees 13600 | Website https://www.ameriprise.com | ||
Ameriprise Financial, Inc., together with its subsidiaries, operates as a diversified financial services company in the United States and internationally. The company offers financial planning and advice services to individual and institutional clients. It operates through Advice & Wealth Management, Asset Management, and Retirement & Protection Solutions segments. The Advice & Wealth Management segment provides financial planning and advice; brokerage products and services for retail and institutional clients; discretionary and non-discretionary investment advisory accounts; mutual funds; insurance and annuities products; cash management and banking products; and face-amount certificates. The Asset Management segment offers investment management, advice, and products to retail, high net worth, and institutional clients through third-party financial institutions, advisor networks, direct retail, and its institutional sales force under the Columbia Threadneedle Investments brand name. Its products include U.S. mutual funds and their non-U.S. equivalents, exchange-traded funds, variable product funds underlying insurance, and annuity separate accounts; and institutional asset management products, such as traditional asset classes, separately managed accounts, individually managed accounts, collateralized loan obligations, hedge funds, collective funds, and property and infrastructure funds. The Retirement & Protection Solutions segment provides variable annuity products, as well as life and disability income insurance products to retail clients. The company was formerly known as American Express Financial Corporation and changed its name to Ameriprise Financial, Inc. in September 2005. Ameriprise Financial, Inc. was founded in 1894 and is based in Minneapolis, Minnesota.
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