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Upturn AI SWOT - About
AGO 
Assured Guaranty Ltd (AGO)
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Upturn Advisory Summary
02/27/2025: AGO (1-star) has a low Upturn Star Rating. Not recommended to BUY.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
AI Based Fundamental Rating
Moderate Performance
These Stocks/ETFs, based on Upturn Advisory, typically align with the market average, offering steady but unremarkable returns.
Analysis of Past Performance
Type Stock | Historic Profit 13.84% | Avg. Invested days 45 | Today’s Advisory WEAK BUY |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  2.0 |
| Profits based on simulation | Last Close 02/27/2025 |
Key Highlights
Company Size Mid-Cap Stock | Market Capitalization 3.95B USD | Price to earnings Ratio 11.51 | 1Y Target Price 106.5 |
Price to earnings Ratio 11.51 | 1Y Target Price 106.5 | ||
Volume (30-day avg) 230863 | Beta 0.84 | 52 Weeks Range 71.75 - 96.12 | Updated Date 04/6/2025 |
52 Weeks Range 71.75 - 96.12 | Updated Date 04/6/2025 | ||
Dividends yield (FY) 1.72% | Basic EPS (TTM) 6.87 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Product revenue - Year on Year
Revenue by Geography
Geography revenue - Year on Year
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 41.82% | Operating Margin (TTM) 57.86% |
Management Effectiveness
Return on Assets (TTM) 2.81% | Return on Equity (TTM) 6.93% |
Valuation
Trailing PE 11.51 | Forward PE 11.67 | Enterprise Value 5526161290 | Price to Sales(TTM) 4.39 |
Enterprise Value 5526161290 | Price to Sales(TTM) 4.39 | ||
Enterprise Value to Revenue 6.79 | Enterprise Value to EBITDA - | Shares Outstanding 49938800 | Shares Floating 47371805 |
Shares Outstanding 49938800 | Shares Floating 47371805 | ||
Percent Insiders 6.88 | Percent Institutions 96.57 |
Analyst Ratings
Rating 4 | Target Price 106.5 | Buy 2 | Strong Buy 1 |
Buy 2 | Strong Buy 1 | ||
Hold 1 | Sell - | Strong Sell - | |
Strong Sell - |
Upturn AI SWOT
Assured Guaranty Ltd
Company Overview
History and Background
Assured Guaranty Ltd. was founded in 2003 as a result of the merger of ACE Guaranty and XL Capital Assurance. It has grown to become a major provider of financial guaranty insurance, insuring debt obligations against default.
Core Business Areas
- Financial Guaranty: Provides financial guaranty insurance that protects investors from losses due to defaults on insured debt obligations. This includes municipal bonds, infrastructure finance, and structured finance transactions.
- Asset Management: Manages a portfolio of investments, seeking to generate returns that support its insurance obligations.
Leadership and Structure
The leadership team consists of Dominic Frederico (President and CEO) and a board of directors. The company operates through its subsidiaries, Assured Guaranty Corp. and Assured Guaranty Municipal Corp.
Top Products and Market Share
Key Offerings
- Municipal Bond Insurance: Insures municipal bonds, protecting investors from default and improving the credit rating of the bonds. Competitors include Build America Mutual (BAM). Market share is significant but varies by year and specific market segment.
- Infrastructure Finance Insurance: Provides insurance for infrastructure projects, helping to secure financing and manage risk. Competitors include Build America Mutual (BAM). Market share is significant but varies by year and specific market segment.
- Structured Finance Insurance: Offers insurance for structured finance transactions, mitigating credit risk for investors. Competitors include Build America Mutual (BAM). Market share is significant but varies by year and specific market segment.
Market Dynamics
Industry Overview
The financial guaranty insurance industry is focused on insuring debt obligations, primarily in the municipal and infrastructure sectors. It is subject to regulatory oversight and economic cycles.
Positioning
Assured Guaranty is one of the leading players in the financial guaranty industry, known for its financial strength and expertise in risk management.
Total Addressable Market (TAM)
The TAM is estimated at several billion dollars annually, driven by municipal bond issuance and infrastructure development. Assured Guaranty is positioned to capture a significant portion of this market.
Upturn SWOT Analysis
Strengths
- Strong capital base
- Experienced management team
- Established market presence
- Good credit ratings
Weaknesses
- Exposure to macroeconomic risks
- Reliance on regulatory environment
- Potential for large claims
- Sensitivity to interest rate changes
Opportunities
- Increased infrastructure spending
- Growth in emerging markets
- Expansion of product offerings
- Strategic acquisitions
Threats
- Economic downturns
- Increased competition
- Regulatory changes
- Natural disasters
Competitors and Market Share
Key Competitors
- BAM
- FGIC
- MBIA
Competitive Landscape
Assured Guaranty benefits from its financial strength, but faces competition from other insurers, particularly BAM. Their competitive advantages are strong capital base and experinced management. A disadvantage is macroeconomic risks.
Major Acquisitions
Radnor Holdings Corporation
- Year: 2010
- Acquisition Price (USD millions): 670
- Strategic Rationale: Strengthened Assured Guaranty's position in the financial guaranty market.
Growth Trajectory and Initiatives
Historical Growth: Historical growth has been driven by the expansion of its insurance business and strategic acquisitions.
Future Projections: Future growth is expected to be driven by increased infrastructure spending and demand for financial guaranty insurance.
Recent Initiatives: Recent initiatives include expanding its product offerings and geographic reach.
Summary
Assured Guaranty is a strong player in the financial guaranty insurance market, supported by a solid capital base and experienced management. Its reliance on the regulatory environment is a potential weakness. Growing infrastructure spending presents a major opportunity. Economic downturns and increased competition pose significant threats.
Similar Companies
BAM
Brookfield Asset Management Inc
BAM
Brookfield Asset Management Inc
Sources and Disclaimers
Data Sources:
- Company Filings (SEC)
- Industry Reports
- Analyst Estimates
- Company Website
Disclaimers:
This analysis is for informational purposes only and should not be considered financial advice. Data may be outdated.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Assured Guaranty Ltd
Exchange NYSE | Headquaters - | ||
IPO Launch date 2004-04-23 | CEO - | ||
Sector Financial Services | Industry Insurance - Specialty | Full time employees 361 | Website https://www.assuredguaranty.com |
Full time employees 361 | Website https://www.assuredguaranty.com | ||
Assured Guaranty Ltd., together with its subsidiaries, provides credit protection products to public finance and structured finance markets in the United States and internationally. It operates through two segments, Insurance and Asset Management. The company offers financial guaranty insurance that protects holders of debt instruments and other monetary obligations from defaults in scheduled payments. It also provides specialty insurance and reinsurance on transactions with risk profiles similar to those of its structured finance exposures written in financial guaranty form, as well as offers credit protection through reinsurance. In addition, the company insures and reinsures various the U.S. public finance obligations, such as general obligation, tax-backed, municipal utility, transportation, healthcare, higher education, infrastructure, housing revenue, investor-owned utility, renewable energy, and other public finance bonds. Further, the company involved in insuring and reinsuring of non-U.S. public finance obligations comprising regulated utilities, infrastructure finance, sovereign and sub-sovereign, renewable energy bonds, and pooled infrastructure obligations; and the U.S. and non-U.S. structured finance obligations, including residential mortgage-backed securities, life insurance transactions, consumer receivables securities, subscription finance facilities, pooled corporate obligations, and financial products. Additionally, it offers specialty business, such as diversified real estate, insurance securitizations, pooled corporate obligations, and aircraft residual value insurance (RVI) transactions; and asset management services comprising investment advisory services. It markets its financial guaranty insurance directly to issuers and underwriters of public finance and structured finance securities, as well as to investors. Assured Guaranty Ltd. was incorporated in 2003 and is headquartered in Hamilton, Bermuda.
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