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Upturn AI SWOT - About
AGM-A 
Federal Agricultural Mortgage Corporation (AGM-A)
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Upturn Advisory Summary
02/12/2025: AGM-A (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
AI Based Fundamental Rating
Below Average Performance
These Stocks/ETFs, based on Upturn Advisory, often underperform the market, warranting careful consideration before investing.
Analysis of Past Performance
Type Stock | Historic Profit -30.94% | Avg. Invested days 31 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  2.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 02/12/2025 |
Key Highlights
Company Size Mid-Cap Stock | Market Capitalization 2.03B USD | Price to earnings Ratio 8.88 | 1Y Target Price - |
Price to earnings Ratio 8.88 | 1Y Target Price - | ||
Volume (30-day avg) 615 | Beta 1.13 | 52 Weeks Range 118.77 - 163.87 | Updated Date 03/30/2025 |
52 Weeks Range 118.77 - 163.87 | Updated Date 03/30/2025 | ||
Dividends yield (FY) 4.20% | Basic EPS (TTM) 16.45 |
Earnings Date
Report Date - | When - | Estimate - | Actual - |
Profitability
Profit Margin 57.46% | Operating Margin (TTM) 69.85% |
Management Effectiveness
Return on Assets (TTM) 0.68% | Return on Equity (TTM) 14.29% |
Valuation
Trailing PE 8.88 | Forward PE 8.33 | Enterprise Value 30328356864 | Price to Sales(TTM) 5.62 |
Enterprise Value 30328356864 | Price to Sales(TTM) 5.62 | ||
Enterprise Value to Revenue 84.48 | Enterprise Value to EBITDA - | Shares Outstanding 1030780 | Shares Floating 10251032 |
Shares Outstanding 1030780 | Shares Floating 10251032 | ||
Percent Insiders 7.91 | Percent Institutions 49.44 |
Analyst Ratings
Rating - | Target Price - | Buy - | Strong Buy - |
Buy - | Strong Buy - | ||
Hold - | Sell - | Strong Sell - | |
Strong Sell - |
Upturn AI SWOT
Federal Agricultural Mortgage Corporation
Company Overview
History and Background
Federal Agricultural Mortgage Corporation (Farmer Mac) was established in 1987 as a government-sponsored enterprise (GSE) to create a secondary market for agricultural real estate and rural infrastructure loans. Its mission is to increase the availability and affordability of credit to American agriculture.
Core Business Areas
- Farm & Ranch: Provides financing for agricultural real estate and rural housing loans, mainly through purchasing participation interests in agricultural loans or issuing guaranteed securities backed by agricultural mortgages.
- USDA Guarantees: Invests in the guaranteed portions of loans guaranteed by the USDA, providing liquidity to lenders.
- Rural Infrastructure: Finances infrastructure projects in rural areas, including utilities, communications, and renewable energy.
- Institutional Ag Finance: Provides products for agricultural lenders and other institutions.
Leadership and Structure
Farmer Mac is led by a Board of Directors and an executive management team. Brad Nordholm is the current President and CEO.
Top Products and Market Share
Key Offerings
- Farm & Ranch Mortgage-Backed Securities: Farmer Mac securitizes agricultural mortgages, providing liquidity to lenders and offering investors access to agricultural debt. Market share is difficult to pinpoint precisely due to the fragmented nature of agricultural lending, but Farmer Mac is a significant player in the secondary market for agricultural mortgages. Competitors include commercial banks and other GSEs.
- USDA Guarantees: Farmer Mac purchases the guaranteed portions of USDA loans, enhancing liquidity for lenders participating in USDA programs. Market share varies based on specific USDA programs. Competitors include commercial banks.
- AgVantage: AgVantage offers Farmer Mac products in a private-label structure for originators to provide to their clients. Competitors include commercial banks and private lenders.
Market Dynamics
Industry Overview
The agricultural finance industry is characterized by cyclical trends influenced by commodity prices, interest rates, and government policies. Demand for agricultural credit is driven by farm size, technological advancements, and capital expenditures.
Positioning
Farmer Mac operates as a GSE, providing a secondary market for agricultural loans. Its competitive advantage lies in its specialized expertise in agricultural finance and its ability to access capital markets at favorable rates.
Total Addressable Market (TAM)
The TAM for agricultural credit in the US is estimated to be in the hundreds of billions of dollars. Farmer Mac is positioned to capture a portion of this market by providing liquidity and risk management solutions to agricultural lenders.
Upturn SWOT Analysis
Strengths
- GSE status provides access to lower-cost capital
- Specialized expertise in agricultural finance
- Strong relationships with agricultural lenders
- Diversified product offerings
Weaknesses
- Sensitivity to agricultural commodity price cycles
- Dependence on government policies and regulations
- Concentration of loan portfolio in certain agricultural regions
- Interest rate risk
Opportunities
- Expanding into new agricultural sectors
- Developing innovative financing solutions
- Leveraging technology to improve efficiency
- Growing demand for sustainable agriculture
Threats
- Increased competition from commercial banks and other lenders
- Economic downturns in agricultural regions
- Changes in government regulations
- Rising interest rates
Competitors and Market Share
Key Competitors
- BAC
- WFC
- COF
Competitive Landscape
Farmer Mac competes with commercial banks and other financial institutions in the agricultural lending market. Its competitive advantages include its GSE status, specialized expertise, and strong relationships with agricultural lenders. It is smaller than BAC or WFC but specializes in the agriculture market.
Major Acquisitions
Growth Trajectory and Initiatives
Historical Growth: Farmer Mac has experienced steady growth in its loan portfolio and earnings over the past decade.
Future Projections: Analysts expect Farmer Mac to continue to grow its loan portfolio and earnings in the coming years, driven by demand for agricultural credit and the company's competitive advantages.
Recent Initiatives: Farmer Mac has recently launched several initiatives to expand its product offerings and improve its operational efficiency.
Summary
Farmer Mac is a well-positioned GSE with specialized expertise in agricultural finance. It benefits from its access to lower-cost capital and strong relationships with agricultural lenders. Its sensitivity to commodity prices and reliance on government policies remain key considerations. Future growth opportunities depend on expanding into new sectors and developing innovative financing solutions.
Similar Companies
- BAC
- WFC
- COF
Sources and Disclaimers
Data Sources:
- Company filings
- Analyst reports
- Industry publications
Disclaimers:
The information provided is for informational purposes only and should not be considered financial advice. Investors should conduct their own research and consult with a financial advisor before making any investment decisions.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Federal Agricultural Mortgage Corporation
Exchange NYSE | Headquaters Washington, DC, United States | ||
IPO Launch date 1996-05-30 | President & CEO Mr. Bradford Todd Nordholm | ||
Sector Financial Services | Industry Credit Services | Full time employees 191 | Website https://www.farmermac.com |
Full time employees 191 | Website https://www.farmermac.com | ||
Federal Agricultural Mortgage Corporation provides a secondary market for various loans made to borrowers in the United States. It operates through seven segments: Farm & Ranch, Corporate AgFinance, Power & Utilities, Broadband Infrastructure, Renewable Energy, Funding, and Investments. The company is involved in a line of agricultural finance business, including purchasing and retaining eligible loans and securities; guaranteeing the payment of principal and interest on securities that represent interests in, or obligations secured by pools of eligible loans; servicing eligible loans; and issuing long-term standby purchase commitments for designated eligible loans. It also engages in the purchasing and guaranteeing of securities issued by lenders and other financial institutions that are secured by pools of eligible loans, loans for electric or telecommunications facilities by lenders organized as cooperatives to borrowers; and loans to rural electric generation and transmission cooperatives and distribution cooperatives, as well as AgVantage securities secured by those types of loans. Federal Agricultural Mortgage Corporation was incorporated in 1987 and is headquartered in Washington, the District of Columbia.
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