Home 
Today's Top Picks 
Top Performers 
Watchlist 
My Robo Portfolios 
ETF Zone 
Help & Tutorial 
Cancel anytime
- Chart
- Upturn Summary
- Highlights
- Valuation
- Analyst Ratings
Upturn AI SWOT - About
AFC Gamma Inc (AFCG)
- BUY Advisory
- SELL Advisory (Profit)
- SELL Advisory (Loss)
- Profit
- Loss
- Pass (Skip investing)
Stock price based on last close (see disclosures)
- ALL
- YEAR
- MONTH
- WEEK
Upturn Advisory Summary
01/28/2025: AFCG (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
AI Based Fundamental Rating
Below Average Performance
These Stocks/ETFs, based on Upturn Advisory, often underperform the market, warranting careful consideration before investing.
Analysis of Past Performance
Type Stock | Historic Profit 2.81% | Avg. Invested days 36 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  2.0 | Stock Returns Performance  1.0 |
| Profits based on simulation | Last Close 01/28/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 125.86M USD | Price to earnings Ratio 8.7 | 1Y Target Price 9.7 |
Price to earnings Ratio 8.7 | 1Y Target Price 9.7 | ||
Volume (30-day avg) 209108 | Beta 1.07 | 52 Weeks Range 5.40 - 9.75 | Updated Date 04/2/2025 |
52 Weeks Range 5.40 - 9.75 | Updated Date 04/2/2025 | ||
Dividends yield (FY) 24.60% | Basic EPS (TTM) 0.64 |
Earnings Date
Report Date 2025-03-05 | When Before Market | Estimate 0.36 | Actual -0.05 |
Profitability
Profit Margin 40.45% | Operating Margin (TTM) -52.57% |
Management Effectiveness
Return on Assets (TTM) 3.19% | Return on Equity (TTM) 5.32% |
Valuation
Trailing PE 8.7 | Forward PE 6.71 | Enterprise Value 210861456 | Price to Sales(TTM) 3.03 |
Enterprise Value 210861456 | Price to Sales(TTM) 3.03 | ||
Enterprise Value to Revenue 8.8 | Enterprise Value to EBITDA - | Shares Outstanding 22596000 | Shares Floating 18211704 |
Shares Outstanding 22596000 | Shares Floating 18211704 | ||
Percent Insiders 18.66 | Percent Institutions 33.26 |
Analyst Ratings
Rating 4.33 | Target Price 12.6 | Buy - | Strong Buy 4 |
Buy - | Strong Buy 4 | ||
Hold 2 | Sell - | Strong Sell - | |
Strong Sell - |
Upturn AI SWOT
AFC Gamma Inc
Company Overview
History and Background
AFC Gamma Inc. was founded in 2020 and focuses on providing financing solutions to established cannabis operators across the United States. It operates as a commercial real estate finance company specializing in the cannabis industry.
Core Business Areas
- Senior Secured Loans: AFC Gamma originates, structures, underwrites, and manages senior secured loans and other types of financing for established cannabis operators.
Leadership and Structure
Leonard M. Tannenbaum serves as CEO. The company operates with a board of directors and an investment committee that oversees investment decisions.
Top Products and Market Share
Key Offerings
- Senior Secured Loans to Cannabis Operators: AFC Gamma provides senior secured loans to established cannabis companies. These loans are typically used for acquisitions, expansions, and infrastructure improvements. Market share information is not readily available as it's a niche segment. Competitors include other cannabis REITs and private credit funds.
Market Dynamics
Industry Overview
The cannabis industry is rapidly growing and evolving, with increasing legalization across the United States. This creates a demand for specialized financial services tailored to the unique needs of cannabis businesses.
Positioning
AFC Gamma is positioned as a leading provider of senior secured loans within the cannabis industry. Their expertise in underwriting and managing cannabis-related loans provides them with a competitive advantage.
Total Addressable Market (TAM)
The TAM for cannabis lending is estimated to be in the billions, growing with legalization. AFC Gamma is positioned to capture a significant share as a leading specialized lender.
Upturn SWOT Analysis
Strengths
- Specialized expertise in cannabis lending
- Strong relationships with established cannabis operators
- Senior secured loan structure provides downside protection
- Experienced management team
Weaknesses
- Concentration in a single industry (cannabis)
- Regulatory risks associated with the cannabis industry
- Higher interest rates charged may limit borrower pool
- Small market capitalization relative to broader REIT market
Opportunities
- Expansion into new states as cannabis legalization progresses
- Increased demand for financing as the cannabis industry matures
- Development of new financial products and services
- Potential for strategic acquisitions
Threats
- Changes in federal or state cannabis regulations
- Increased competition from other lenders
- Economic downturn impacting cannabis businesses
- Potential for borrower defaults
Competitors and Market Share
Key Competitors
- IIPR
- Power REIT (PW)
Competitive Landscape
AFC Gamma competes with other cannabis REITs and private credit funds. AFC Gamma's specialization and senior secured loan structure give them a competitive advantage.
Major Acquisitions
Growth Trajectory and Initiatives
Historical Growth: Historical growth is limited due to the company's recent establishment.
Future Projections: Future growth is projected to be strong, driven by continued expansion in the cannabis industry and increased demand for financing. Analyst estimates vary depending on market conditions and regulatory changes.
Recent Initiatives: AFC Gamma has been focused on expanding its loan portfolio and building relationships with leading cannabis operators.
Summary
AFC Gamma is a niche finance company targeting the cannabis industry. Its strength lies in its specialized lending expertise, but it faces regulatory risks and competition. The company is positioned for growth as cannabis legalization continues, but careful risk management is essential.
Similar Companies
IIPR
Innovative Industrial Properties Inc
IIPR
Innovative Industrial Properties Inc
PW
Power REIT
PW
Power REIT
Sources and Disclaimers
Data Sources:
- Company Filings
- Industry Reports
- Financial News Articles
Disclaimers:
The information provided is for informational purposes only and should not be considered financial advice. Investment decisions should be based on thorough research and consultation with a financial advisor.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About AFC Gamma Inc
Exchange NASDAQ | Headquaters West Palm Beach, FL, United States | ||
IPO Launch date 2021-03-19 | CEO & Partner Mr. Daniel Neville | ||
Sector Real Estate | Industry REIT - Mortgage | Full time employees - | |
Full time employees - | |||
Advanced Flower Capital Inc. originates, structures, underwrites, invests, manages senior secured loans, and other of mortgage loans and debt securities for established companies operating in the cannabis industry. The company primarily originates loans structured as senior loans secured by real estate, equipment, cash flows, and licenses and/or other assets of the loan parties to the extent permitted by applicable laws and the regulations governing such loan parties. The company has elected and qualified to be taxed as a real estate investment trust for the United States federal income tax purposes under the Internal Revenue Code of 1986. The company was formerly known as AFC Gamma, Inc. and changed its name to Advanced Flower Capital Inc. in October 2024. Advanced Flower Capital Inc. was incorporated in 2020 and is based in West Palm Beach, Florida.
Upturn is now on iOS and Android!
Experience Upturn on your mobile. Install it now!
Note: This website is maintained by Upturn Corporation, which is an investment adviser registered with the U.S. Securities and Exchange Commission. Such registration does not imply a certain level of skill or training. Investing in securities has risks. Past performance is no guarantee of future returns. No assurance is provided as to any particular investment return, and you may lose money using our services. You are strongly advised to consult appropriate counsel before making any investments in companies you learn about through our services. You should obtain appropriate legal, tax, investment, accounting, and other advice that takes into account your investment portfolio and overall financial situation. You are solely responsible for conducting due diligence on a potential investment. We do not affect trades for you. You will select your own broker through which to transact. Investments are not FDIC insured, they are not guaranteed, and they may lose value. Please see the Privacy Policy, Terms of Use, and Disclosure for more information.