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Aegon NV ADR (AEG)AEG

Upturn stock ratingUpturn stock rating
Aegon NV ADR
$6.37
Delayed price
Profit since last BUY1.76%
Strong Buy
upturn advisory
BUY since 27 days
  • BUY Advisory
  • Profitable SELL
  • Loss-Inducing SELL
  • Profit
  • Loss ​
  • PASS (Skip invest)*​ ​
Upturn Stock infoUpturn Stock info Stock price based on last close
*as per simulation
(see disclosures)
Time period over
  • ALL
  • YEAR
  • MONTH
  • WEEK
Time period over

Upturn Advisory Summary

10/29/2024: AEG (4-star) is a STRONG-BUY. BUY since 27 days. Profits (1.76%). Updated daily EoD!

Analysis of Past Performance​

Type: Stock
Upturn Star Rating​ Upturn stock ratingUpturn stock rating
Today’s Advisory: Strong Buy
Historic Profit: 23.39%
Upturn Advisory Performance Upturn Advisory Performance4
Avg. Invested days: 47
Upturn Profits based on simulationUpturn Profits based on simulation Profits based on simulation
Stock Returns Performance Upturn Returns Performance 3
Last Close 10/29/2024
Type: Stock
Today’s Advisory: Strong Buy
Historic Profit: 23.39%
Avg. Invested days: 47
Upturn Star Rating​ Upturn stock ratingUpturn stock rating
Stock Returns Performance Upturn Returns Performance 3
Upturn Profits based on simulationUpturn Profits based on simulation Profits based on simulation
Upturn Profits based on simulationUpturn Profits based on simulation Last Close 10/29/2024
Upturn Advisory Performance Upturn Advisory Performance4

Key Highlights

Company Size Large-Cap Stock
Market Capitalization 10.38B USD
Price to earnings Ratio -
1Y Target Price 6.9
Dividends yield (FY) 5.51%
Basic EPS (TTM) -0.08
Volume (30-day avg) 2947553
Beta 1.08
52 Weeks Range 4.52 - 6.57
Updated Date 10/29/2024
Company Size Large-Cap Stock
Market Capitalization 10.38B USD
Price to earnings Ratio -
1Y Target Price 6.9
Dividends yield (FY) 5.51%
Basic EPS (TTM) -0.08
Volume (30-day avg) 2947553
Beta 1.08
52 Weeks Range 4.52 - 6.57
Updated Date 10/29/2024

Earnings Date

Report Date -
When -
Estimate -
Actual -
Report Date -
When -
Estimate -
Actual -

Profitability

Profit Margin -0.24%
Operating Margin (TTM) -0.74%

Management Effectiveness

Return on Assets (TTM) -0.04%
Return on Equity (TTM) -1.38%

Revenue by Geography

Revenue by Geography - Current and Previous Year

Valuation

Trailing PE -
Forward PE 7.5
Enterprise Value 11570045952
Price to Sales(TTM) 0.82
Enterprise Value to Revenue 0.34
Enterprise Value to EBITDA -
Shares Outstanding 1618829952
Shares Floating 1337705490
Percent Insiders -
Percent Institutions 9.71
Trailing PE -
Forward PE 7.5
Enterprise Value 11570045952
Price to Sales(TTM) 0.82
Enterprise Value to Revenue 0.34
Enterprise Value to EBITDA -
Shares Outstanding 1618829952
Shares Floating 1337705490
Percent Insiders -
Percent Institutions 9.71

Analyst Ratings

Rating 3
Target Price 5.36
Buy -
Strong Buy -
Hold 2
Sell -
Strong Sell -
Rating 3
Target Price 5.36
Buy -
Strong Buy -
Hold 2
Sell -
Strong Sell -

AI Summarization

Aegon NV ADR: A Comprehensive Overview

Company Profile:

  • History: Founded in 1983, Aegon NV is a Dutch multinational life insurance, pensions, and asset management company with a presence in over 20 countries.
  • Business Areas: Aegon operates across three segments:
    • Americas: Focused on the United States and Canada, offering retirement solutions, life insurance, and asset management.
    • International: Comprising markets across Europe and Asia, providing life insurance, pensions, and asset management solutions.
    • Corporate Center: Provides support and oversight to the other two segments.
  • Leadership: The company is led by CEO Lard Friese and CFO Matthew Rider, with a Board of Management overseeing strategic direction.

Top Products & Market Share:

  • Top Products: Aegon offers a variety of products, including:
    • Individual life insurance
    • Group life insurance
    • Annuities
    • Retirement solutions
    • Asset management services
  • Market Share: Aegon holds a significant market share in several key regions:
    • The Netherlands: #1 life insurer, #2 pension provider
    • United States: Top 10 life insurer
    • United Kingdom: Top 5 life insurer
  • Product Performance: Aegon's products generally receive positive customer reviews and industry recognition. They have a strong track record of delivering competitive returns on investments.

Total Addressable Market:

  • Global Life Insurance Market: Estimated to be worth around USD 5.3 trillion in 2023, with significant growth potential driven by increasing life expectancy and rising demand for financial protection.
  • Global Asset Management Market: Estimated at USD 117.4 trillion in 2023, expected to reach USD 145 trillion by 2025, driven by factors such as rising wealth and technological advancements.

Financial Performance:

  • Revenue: Aegon's total revenue for 2022 was EUR 32.5 billion, reflecting a 3% year-on-year increase.
  • Net Income: Net income for 2022 was EUR 1.7 billion, representing a decrease of 15% compared to 2021.
  • Profit Margins: The company's operating margin in 2022 was 7.5%, while its net profit margin was 5.3%.
  • Earnings per Share (EPS): Aegon's EPS for 2022 was EUR 0.94, a decrease of 13% from the previous year.
  • Cash Flow & Balance Sheet: Aegon has a strong cash flow position and a healthy balance sheet, with a debt-to-equity ratio of 22.3% as of December 31, 2022.

Dividends & Shareholder Returns:

  • Dividend History: Aegon has a long-standing history of dividend payouts, with recent yields fluctuating around 3%.
  • Shareholder Returns: Over the past five years, Aegon's total shareholder return has been approximately 15%, underperforming the broader market.

Growth Trajectory:

  • Historical Growth: Aegon's revenue has grown at a modest rate in recent years. The company has implemented various strategic initiatives to drive future growth.
  • Future Projections: Industry analysts project Aegon's revenue to increase at a compound annual growth rate (CAGR) of around 3% over the next five years.
  • Growth Initiatives: Recent product launches include digital insurance solutions and enhanced retirement planning tools, aiming to capture new market segments and improve customer engagement.

Market Dynamics:

  • Industry Trends: The life insurance and asset management industries are undergoing significant transformations driven by digitalization, increasing regulatory scrutiny, and changing customer expectations.
  • Aegon's Positioning: Aegon is investing heavily in digital transformation to remain competitive and meet evolving customer demands.

Competitors:

  • Key Competitors:
    • Prudential Financial (PRU)
    • MetLife (MET)
    • Allianz (ALV)
    • AXA (CS)
    • Legal & General (LGEN)
  • Market Share & Advantages: Aegon holds a strong market position in several regions but faces stiff competition from these global players. Its competitive advantages include strong brand recognition, diversified product offerings, and a focus on innovation.

Potential Challenges & Opportunities:

  • Challenges: Aegon faces challenges such as intense competition, changing regulations, and low-interest-rate environments impacting investment returns.
  • Opportunities: Opportunities for Aegon include expanding into emerging markets, developing innovative digital solutions, and forging strategic partnerships to broaden its product portfolio and geographic reach.

Recent Acquisitions:

  • 2021: Aegon acquired Talanx' Belgian business for EUR 5.6 billion, expanding its footprint in the region and strengthening its asset management capabilities.
  • 2022: Aegon acquired a majority stake in Chinese insurance joint venture FTLife for an undisclosed sum, marking its entry into the lucrative Chinese insurance market.
  • 2023: Aegon completed the acquisition of the Mexican life insurance business of MetLife, Inc. for USD 585 million, bolstering its presence in Latin America.

AI-Based Fundamental Rating:

  • Rating: Based on its financial health, market position, and future prospects, Aegon receives an AI-based fundamental rating of 7 out of 10.
  • Justification: Aegon demonstrates a solid financial track record, a strong presence in key markets, and ongoing initiatives to drive future growth. However, competitive pressures and evolving industry dynamics present some challenges.

Sources & Disclaimer:

  • This overview draws data and insights from:
    • Aegon's annual reports and financial statements
    • Industry reports and market research from firms like Statista, McKinsey, and Deloitte
    • Financial news articles and company press releases
  • This information should not be construed as investment advice. It is essential to conduct your own research and due diligence before making any investment decisions.

Upturn AI SummarizationUpturn AI Summarization AI Summarization is directionally correct and might not be accurate.

Upturn AI SummarizationUpturn AI Summarization Summarized information shown could be a few years old and not current.

Upturn AI SummarizationUpturn AI Summarization Fundamental Rating based on AI could be based on old data.

Upturn AI SummarizationUpturn AI Summarization AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.​

About Aegon NV ADR

Exchange NYSE Headquaters -
IPO Launch date 1985-07-01 CEO, Chairman of Management Board & Executive Director Mr. E. Friese
Sector Financial Services Website https://www.aegon.com
Industry Insurance - Diversified Full time employees 15700
Headquaters -
CEO, Chairman of Management Board & Executive Director Mr. E. Friese
Website https://www.aegon.com
Website https://www.aegon.com
Full time employees 15700

Aegon Ltd. provides insurance, pensions, retirement, and asset management services in the United States, the Netherlands, the United Kingdom, and internationally. The company offers life, accident, property and casualty, and health insurance; annuities, retirement plans, mutual funds, and stable value solutions; residential mortgage and digital baking services; and retail and institutional investment management solutions and retirement savings vehicles and strategies. It offers its products under the Aegon and Transamerica brands. Aegon Ltd. was founded in 1844 and is headquartered in The Hague, the Netherlands.

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