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Upturn AI SWOT - About
Abacus Life Inc. (ABL)
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Upturn Advisory Summary
01/27/2025: ABL (1-star) is currently NOT-A-BUY. Pass it for now.
Upturn Star Rating
Not Recommended Performance
These Stocks/ETFs, based on Upturn Advisory, consistently fall short of market performance, signaling caution before investing.
AI Based Fundamental Rating
Moderate Performance
These Stocks/ETFs, based on Upturn Advisory, typically align with the market average, offering steady but unremarkable returns.
Analysis of Past Performance
Type Stock | Historic Profit 6.84% | Avg. Invested days 60 | Today’s Advisory PASS |
Upturn Star Rating | Upturn Advisory Performance  3.0 | Stock Returns Performance  2.0 |
| Profits based on simulation | Last Close 01/27/2025 |
Key Highlights
Company Size Small-Cap Stock | Market Capitalization 709.93M USD | Price to earnings Ratio - | 1Y Target Price 13.88 |
Price to earnings Ratio - | 1Y Target Price 13.88 | ||
Volume (30-day avg) 228160 | Beta 0.13 | 52 Weeks Range 6.75 - 12.50 | Updated Date 04/2/2025 |
52 Weeks Range 6.75 - 12.50 | Updated Date 04/2/2025 | ||
Dividends yield (FY) - | Basic EPS (TTM) -0.34 |
Analyzing Revenue: Products, Geography and Growth
Revenue by Products
Earnings Date
Report Date 2025-03-19 | When After Market | Estimate 0.1433 | Actual 0.16 |
Profitability
Profit Margin -21.41% | Operating Margin (TTM) -22.84% |
Management Effectiveness
Return on Assets (TTM) 1.06% | Return on Equity (TTM) -8.49% |
Valuation
Trailing PE - | Forward PE 10.57 | Enterprise Value 963902348 | Price to Sales(TTM) 6.34 |
Enterprise Value 963902348 | Price to Sales(TTM) 6.34 | ||
Enterprise Value to Revenue 8.61 | Enterprise Value to EBITDA 142.66 | Shares Outstanding 96853000 | Shares Floating 30721729 |
Shares Outstanding 96853000 | Shares Floating 30721729 | ||
Percent Insiders 64.08 | Percent Institutions 27.87 |
Analyst Ratings
Rating 4.75 | Target Price 13.88 | Buy 1 | Strong Buy 3 |
Buy 1 | Strong Buy 3 | ||
Hold - | Sell - | Strong Sell - | |
Strong Sell - |
Upturn AI SWOT
Abacus Life Inc.
Company Overview
History and Background
Abacus Life, Inc. was founded in 2004 and is headquartered in Orlando, Florida. It operates as a financial services company specializing in the purchase of life insurance policies from seniors.
Core Business Areas
- Life Settlements: Purchasing existing life insurance policies from policyholders for more than the cash surrender value but less than the death benefit.
- Annuities: Offers solutions related to annuity contracts including purchasing existing annuity contracts from contract holders for more than its current market value but less than its guaranteed income or present value
- Origination: Origination of policies for a new class of individuals as compared to traditional life insurance policies.
Leadership and Structure
Jay Jackson serves as the Chief Executive Officer. Organizational structure details beyond this are not publicly accessible.
Top Products and Market Share
Key Offerings
- Annuity Settlements: Offers purchase of annuity contracts from contract holders. Market share information is not readily available. Competitors include GWG Holdings (in bankruptcy), Coventry First, and Lighthouse Life.
- Life Settlement Investments: Abacus Life's core offering involves purchasing life insurance policies from individuals, providing immediate liquidity to policyholders. Market share information is not readily available. Competitors include GWG Holdings (in bankruptcy), Coventry First, and Lighthouse Life.
Market Dynamics
Industry Overview
The life settlement industry involves the purchase of life insurance policies from individuals who no longer need or can afford them. This allows policyholders to receive a lump-sum payment, while investors receive the death benefit when the insured passes away.
Positioning
Abacus Life is a player in the life settlement market, offering liquidity solutions to policyholders. Their competitive advantage lies in their experience and expertise in evaluating and pricing life insurance policies.
Total Addressable Market (TAM)
The TAM for the life settlements market is estimated to be in the billions of dollars annually. Abacus Life's market position is not specifically quantified but it is well positioned to leverage this large market.
Upturn SWOT Analysis
Strengths
- Experience in the life settlement market
- Established relationships with policyholders and investors
- Expertise in evaluating and pricing life insurance policies
Weaknesses
- Reliance on mortality rates and actuarial assumptions
- Regulatory risks associated with the life settlement industry
- Potential for reputational damage from negative press
Opportunities
- Growing demand for liquidity among seniors
- Increasing awareness of life settlements as a financial option
- Expansion into new markets and product offerings
Threats
- Changes in mortality rates or actuarial assumptions
- Increased competition from other life settlement providers
- Economic downturns that reduce the demand for life settlements
Competitors and Market Share
Key Competitors
- Coventry First
- Lighthouse Life
- GWGH
Competitive Landscape
Abacus Life operates in a competitive market. To be a leader in the life settlement business. Coventry First and Lighthouse Life are also large participants.
Major Acquisitions
Longevity Market Assets, LLC
- Year: 2021
- Acquisition Price (USD millions): 67.3
- Strategic Rationale: Strategic acquisition to expand reach and increase purchased policies.
Growth Trajectory and Initiatives
Historical Growth: Historical growth trends require financial data, which is not accessible presently.
Future Projections: Future projections are based on financial analysts and are not included presently.
Recent Initiatives: Recent strategic initiatives are not readily available in a consolidated and verified public source.
Summary
Abacus Life Inc. participates in a niche market. Their strengths lie in their industry knowledge and networks. However, reliance on stable mortality rates and regulatory adherence are constant watch items. The future hinges on capitalizing on a growing senior demographic's need for liquidity and expansion into new regions or products.
Similar Companies
Sources and Disclaimers
Data Sources:
- Company Website
- Public Filings
- Industry Reports
Disclaimers:
Data may be incomplete or outdated due to limited public information. This analysis is for informational purposes only and not financial advice.
AI Summarization is directionally correct and might not be accurate.
Summarized information shown could be a few years old and not current.
Fundamental Rating based on AI could be based on old data.
AI-generated summaries may have inaccuracies (hallucinations). Please verify the information before taking action.
About Abacus Life Inc.
Exchange NASDAQ | Headquaters Orlando, FL, United States | ||
IPO Launch date 2020-09-14 | CEO, President & Chairman Mr. Jay J. Jackson | ||
Sector Financial Services | Industry Insurance - Life | Full time employees - | Website https://abacuslife.com |
Full time employees - | Website https://abacuslife.com | ||
Abacus Global Management, Inc. operates as an alternative asset manager and market maker in the United States. It operates through three segments: Portfolio Servicing, Active Management, and Originations. The Portfolio Servicing segment provides policy services to customers on a contract basis. The Active Management segment is involved in buying, selling, and trading policies, as well as maintaining policies until receipt of death benefits. The Originations segment originates life insurance policy settlements between investors or buyers, and the sellers, who is often the original policy owner. The company sells its products through financial advisor or agent, direct to consumer, and traditional life settlements intermediaries. The company was formerly known as Abacus Life, Inc. and changed its name to Abacus Global Management, Inc. in February 2025. Abacus Global Management, Inc. was founded in 2004 and is headquartered in Orlando, Florida.
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