Timothy Plan International ETF (TPIF)

Overview

The Timothy Plan International ETF aims to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Timothy Plan International Index. It focuses on international equities, excluding companies that violate biblically responsible investing (BRI) principles.

Reputation and Reliability

Timothy Plan is known for its commitment to biblically responsible investing, appealing to investors seeking to align their investments with their faith-based values. Their reliability depends on consistent adherence to their BRI principles.

Management Expertise

Timothy Plan has expertise in managing faith-based investment strategies, incorporating both financial analysis and ethical considerations.

Goal

To provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Timothy Plan International Index.

Investment Approach and Strategy

Strategy: The ETF seeks to replicate the performance of the Timothy Plan International Index, which screens out companies that conflict with biblical values.

Composition Primarily holds international stocks, diversified across various sectors and countries, excluding companies involved in activities deemed unethical based on biblical principles.

Market Share: The Timothy Plan International ETF has a relatively small market share compared to broader international equity ETFs.

Total Net Assets (AUM): 24673528

Key Competitors

• VEA
• VXUS
• IEFA

Competitive Landscape

The international equity ETF market is highly competitive, dominated by large, low-cost providers like Vanguard and iShares. TPIF differentiates itself through its biblically responsible investing (BRI) screen, which may appeal to a niche market of faith-based investors. However, this screen potentially limits the investment universe and may result in higher costs compared to passively managed broad-market international ETFs.

Historical Performance: Historical performance data should be obtained from financial data providers. Performance varies depending on market conditions.

Benchmark Comparison: Benchmark comparison should be done against the Timothy Plan International Index. Actual performance depends on tracking error and expenses.

Expense Ratio: 0.99

Average Trading Volume

The average trading volume for TPIF is typically low, which may affect ease of trade execution.

Bid-Ask Spread

The bid-ask spread can be wider than more liquid ETFs, reflecting the lower trading volume.

Market Environment Factors

Global economic growth, international trade policies, and currency fluctuations influence TPIF's performance. Sector-specific trends in international markets also play a significant role.

Growth Trajectory

The growth trajectory is tied to the demand for BRI investments and the overall performance of international equity markets. Changes to the index methodology or BRI screening criteria could impact holdings and returns.

Competitive Edge

TPIF's competitive edge lies in its adherence to biblically responsible investing (BRI) principles, catering to investors who prioritize faith-based values. It provides a unique offering within the international equity ETF landscape. This differentiation attracts investors seeking investments that align with their ethical and religious beliefs. The fund excludes companies involved in activities contrary to biblical teachings, offering a value-based investment approach that resonates with a specific investor segment.

Volatility

Volatility reflects the overall volatility of international equity markets. Specific sector or country exposures could add to volatility.

Market Risk

Market risk includes economic downturns in international markets, currency fluctuations, and geopolitical events that affect the value of the ETF's holdings.

Ideal Investor Profile

The ideal investor is one who prioritizes biblically responsible investing and is seeking international equity exposure. Investors should understand the limitations and potential costs associated with BRI screening.

Market Risk

Suitable for long-term investors who are aligned with the ETF's ethical and religious values, and are comfortable with international equity market risks.

Timothy Plan International ETF (TPIF) offers exposure to international equities while adhering to biblically responsible investing principles. It caters to investors seeking to align their investments with their faith-based values, excluding companies involved in activities deemed unethical. However, TPIF has a relatively high expense ratio and may have lower liquidity compared to broader international equity ETFs. Investors should carefully consider their investment objectives, risk tolerance, and ethical considerations before investing.

• VEA
• VXUS
• IEFA
• SPDW
• SCHF

Data Sources:

• Timothy Plan Website
• ETF.com
• Morningstar

Disclaimers:

This analysis is for informational purposes only and should not be considered investment advice. Investment decisions should be made after consulting with a qualified financial advisor and reviewing the ETF's prospectus.